How Long Will It Take to Send Money from the US to Argentina via a Bank?

10 Min

April 23, 2025

Introduction 

In today's globalised world, the ability to transfer money quickly and securely across borders is essential for entrepreneurs, freelancers, and individuals sending support overseas. Understanding the mechanics of international money transfers can help avoid costly delays, unexpected fees, and compliance issues. When transferring money from the US to Argentina, the transfer duration is crucial. It can vary based on the method used, the type of bank, and additional factors like time zones and regulatory checks. 

For businesses, payment delays can disrupt operations and harm vendor relationships, especially with Argentine partners who value punctuality. Thus, knowing the transfer speed helps companies plan better and reduce disruptions, and services like TransFi BizPay can offer faster and more efficient payment solutions. 

Freelancers working with Argentina's clients also benefit from understanding transfer times to ensure timely payments, as delays can affect their financial stability and project acquisition. Tools like TransFi Collections enhance this process by allowing quicker payments without relying on traditional banking delays.

Understanding the Basics of Sending Money from the US to Argentina

Transferring money from the US to Argentina usually occurs through international wire transfers, often using banks or financial intermediaries. These transfers involve sending USD to a Chinese bank account in Argentina, which is typically converted to Argentine Peso unless the recipient accepts USD.

  • The actual processing time for these transfers can range from 1 to 5 business days, influenced by various factors. 
  • First, the sending bank must confirm identity, check for sufficient funds, and apply any fees. 
  • Transfers initiated after the bank's cut-off time will be delayed until the next business day. 
  • Transfers usually pass through intermediary banks, which can add further delays. 
  • Currency conversion may also cause delays depending on bank policies and market conditions. 
  • Regulatory compliance checks can extend the timeline if the transfer is flagged for manual review. 
  • Lastly, additional processing time may occur once funds reach the recipient's bank in Argentina.


In ideal conditions, transfers can take as little as 1 to 2 business days, but realistically, users should expect 3 to 5 business days for full accessibility. 

TransFi offers a faster alternative by providing direct cross-border payments, allowing for same-day settlements and avoiding traditional banking delays and intermediary fees. This option is particularly beneficial for businesses and freelancers needing to automate payments. 

Transfer Times with Major Providers

  • WorldRemit processes bank transfers within 1-2 working days. 
  • Western Union's initial transfers can take up to 5 days due to KYC validation, but subsequent transfers to the same recipient can happen on the same day. 
  • Inpay provides international money transfers that average 30 minutes using real-time payment systems.

Steps to Transfer Money from the US to Argentina via Bank

  • Collect Recipient Information: Get the recipient's full name, account number, bank name, and SWIFT/BIC code.​
  • Start Transfer: Log in to your bank's online platform or go to a branch to start the transfer, entering all the details.​
  • Verify Exchange Rates and Charges: Know the prevailing exchange rate and charges on the transfer.
  • Track the Transfer: Track the transfer status from your bank or utilise websites such as TransFi for live tracking.
Also read: How Malaysian Remote Workers Can Get USD Payments and Cash Out in Crypto and Malaysian Ringgit..

Conclusion 

The remittance from the US to Argentina typically takes 1 to 5 business days, depending on banks and other factors. It is possible to track international bank transfers through banks or services like TransFi. For a quicker alternative, TransFi offers faster transfer options than traditional methods. To initiate a bank transfer to Argentina, you need the recipient's full name, bank account number, bank name, and SWIFT/BIC code. International bank transfers often incur fees, which vary by bank and transfer method, so it's advisable to check with your bank or service provider. Overall, sending money from Argentina to the US can be straightforward if you understand the requirements and timelines, with services like TransFi offering faster and more secure options.

Frequently Asked Questions (FAQS)

  1. How long does the remittance from the US to Argentina through bank transfer take?
  • Generally, it takes 1 to 5 business days, depending on the banks and other circumstances. ​
  1. Can I track the international bank transfer?
  • Yes, banks and companies such as TransFi offer tracking in most cases.​
  1. Is there a quicker option than the traditional bank transfer?
  • Some services, such as TransFi, provide faster transfer options, reducing the usual waiting time.​
  1. What do I need to give for a bank transfer to Argentina?
  • You'll require the recipient's full name, bank account number, bank name, and SWIFT/BIC code.​
  1. Do international bank transfers incur fees?
  • Yes, there are fees, depending on the bank and method of transfer. It's best to contact your bank or service provider to determine the charges.

TransFi Team

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