One API.
Infinite Reach.

The TransFi API is a powerful set of application programming interfaces that enables businesses to embed global payment capabilities — 100+ countries, 40+ fiat currencies, 250+ payment methods — into their own platforms. It provides access to TransFi’s robust infrastructure for cross-border payouts, collections, and fiat-to-crypto onramp and offramp services. Designed for simplicity, security, and compliance, the API allows businesses to move money internationally with ease — supporting a wide range of local payment methods, stablecoin settlements, and digital asset transactions. By integrating the TransFi API, companies can offer their users fast, low-cost, and compliant financial services without building complex payment networks from scratch.

TransFi APIs are designed primarily for businesses that need to manage international money movement or offer digital asset-related services to their customers. This includes fintech platforms like digital wallets, payment service providers, e-commerce marketplaces, iGaming platforms, payroll solutions for global workforces, and digital asset trading platforms. Any business that requires a fast, compliant, and cost-effective way to send, receive, or convert funds across borders can benefit from integrating TransFi APIs. To use the APIs, businesses must complete a straightforward onboarding process that includes corporate verification (KYB) and compliance checks to ensure secure and responsible usage.

TransFi APIs work by providing a direct, programmable interface between a business’s system and TransFi’s global payment network. Once integrated, businesses can create payment orders, initiate collections, verify customer identities through KYC/KYB processes, and facilitate the conversion between fiat currencies and cryptocurrencies in real time. The APIs handle the complexities of transaction routing, compliance checks, currency conversions, and settlement processes behind the scenes. Businesses can monitor transactions through real-time status updates and notifications via webhooks, manage workflows efficiently, and ensure a secure user experience. Throughout the process, TransFi ensures compliance with regulatory requirements and applies automated risk controls, so businesses can focus on growth without worrying about operational or legal hurdles.

Getting started with TransFi is simple. To begin using our APIs, you’ll need to sign up for a business account and complete the onboarding process. This includes submitting basic company details, regulatory information, and undergoing KYC/KYB verification. Once approved, you’ll receive access to our developer portal, API keys, and integration sandbox. Our onboarding team will guide you through each step, backed by sandbox testing, SOC 2 Type II, and PCI DSS compliance

To set up TransFi's Payments API, follow these steps:

Step 1: Sign up and receive your API keys.

Create an account to access your unique API credentials, including secure keys needed to authenticate your requests.

Step 2: Explore the Documentation

Dive into comprehensive API documentation with code samples, tutorials, and use cases to guide your integration.

Step 3: Set Up Authentication

Implement authentication methods such as API keys or OAuth to establish a safe and verified link between your systems and ours.

Step 4: Build and Test

Use the test environment to simulate real transactions and validate your setup without impacting live operations.

Step 5: Go Live

After successful testing, move to the live environment and start powering real transactions securely and efficiently.

Step 6: Monitor and Optimize

Use dashboards, logs, and reporting tools to monitor API performance and optimize your workflows for maximum efficiency.

The API supports payments in 100+ countries and 40+ fiat currencies, along with major stablecoins like USDC, USDT, and DAI. Coverage spans across Asia, Europe, Africa, LatAm, and North America, offering deep local payment method integrations tailored to each market.

Yes, TransFi offers a sandbox environment where you can simulate transactions, test KYC/KYB flows, and integrate endpoints without real funds. This allows developers to validate their integration thoroughly before switching to production.

TransFi API currently supports:

Payouts: Send funds in fiat or stablecoins to individuals or businesses globally via 250+ local payment methods.

Collections: Accept payments from customers in 100+ countries with instant settlement in stablecoins or fiat.

Ramp: Allow your users to buy or sell digital assets using their local payment methods and bank accounts, with global coverage.

Security is a top priority at TransFi. All API communications are encrypted via HTTPS, and access is secured using API keys and OAuth2-based access tokens. Role-based permissions, audit logs, and secure key rotation policies are enforced. TransFi is fully compliant with KYC/AML regulations and international data privacy laws like ISO 27001, PCI DSS and SOC 2 Type II.

Yes. Every API-integrated partner gets access to a secure dashboard with real-time transaction tracking (status updates, payment retries, webhooks), reconciliation reports (exportable in CSV, PDF), user and role management, wallet and balance monitoring, as well as notifications and alerts for failed or delayed transactions.

To use the production environment, businesses must complete KYB (Know Your Business) verification, and end users may be required to complete KYC depending on the use case and jurisdiction. TransFi handles onboarding in compliance with local and international regulatory frameworks.

TransFi runs every transaction through AI-powered compliance screening (sanctions, PEP, and risk monitoring) to protect both parties. If a payment is flagged, it's held for review rather than blocked outright — you'll get a status update and expected resolution timeframe through your dashboard or account manager. Most reviews clear within 24 hours, and our support team is available 24/7 to help resolve any delay