Best Crypto and Fiat Payment Gateway in Brazil – Accept BRL and Crypto Payments with Top Providers

8 Min

December 5, 2025

Brazil is treading towards building one of the most advanced digital finance ecosystems in the world. From booming e-commerce, fintech innovation to a thriving and well performing Web3 ecosystem, Brazilian merchants are increasingly moving towards modern payments and money movement infrastructures. Three powerful forces are at the heart of this sea of change: the accelerating ascendancy of stablecoins like USDC, the meteoric rise of Pix, Brazil’s instant payment system backed by the Central bank, and the introduction of the country’s Central Bank Digital Currency (CBDC), Drex. This trio is not just revolutionizing the way Brazilians transact but is making Brazil a global leader in digital dollar adoption. These forces are pushing businesses and merchants towards a revolutionary fin-tech drive. 

However, there is a common challenge that many businesses are facing:

How to securely accept BRL (Brazilian Real) and crypto payments while staying fully compliant and at the same time ensuring fast, low cost settlement systems? 

This is where TransFi steps in. By offering a transformative payment solution, TransFi is designed to support BRL, USDT/USDT, and global digital currencies along with the local digital asset adoption. TransFi helps businesses scale across borders with ease. Through this article, we’ll explore how businesses can leverage the aforementioned technologies with TransFi and how businesses can succeed with global payments at the ease of their fingertips! 

The Rise of Flexible Payment Systems in Brazil 

Brazil has become a hotspot for digital transformation due to several drivers:

  1. High Adoption of Digital Payments  

PIX revolutionised domestic payments. Now, businesses look for equally efficient international and crypto payment solutions. 

  1. Vividly Growing Crypto Usage

Brazil is among the top standing crypto markets globally, it’s mainly powered by:

  • Stablecoin popularity (mainly USDT and USDC).
  • Brazilians working with global clients.
  • Web3 startups and blockchain miners. 
  1. Strong Cross Border Commerce

Brazilian merchants frequently transact with U.S. clients, Asian suppliers, as well as European customers. 

  1. Demand for Low Fee Global Transfers

Traditional banks and processors get the job done but apply high FX spread and fees. A switch to crypto eliminates many of these barriers. 

  1. Regulatory Neutrality and Innovation 

Brazil’s environment is the incubator for responsible crypto usage, enabling businesses to adopt secure and compliant payment channels like TransFi. 

Why TransFi is the Right Fit for Crypto and Fiat Payment Gateways in Brazil

TransFi is a next-gen, global payment infrastructure built exclusively to support local currencies (here BRL) and crypto payments at the same place. It offers: 

  1. Secure hybrid payment rails. 
  1. Instant settlements 
  1. Regulated business/merchant onboarding 
  1. Multi-currency support
  1. A no-code API and widget based checkout system

With TransFi Checkout, merchants can easily proceed and accept:

  • BRL(Brazilian Real)
  • USDT/USDC (stablecoins)
  • BTC, ETH, and other major crypto currencies
  • USD and additional fiat currencies

All with the help of a unified system and payment experience. 

How TransFi Facilitates Smooth Payments in Brazil 

Let’s break it down further, how various aspects of TransFi are helpful for accepting and moving payments in Brazil and across the globe:

  1. Accept BRL and Crypto seamlessly 

TransFi allows merchants to accept local currencies (BRL) alongside global digital currencies which is ideal for domestic and international sales.

  1. Secure BRL and USDT Payment Solutions 

TransFi supports stablecoin payments which are extremely popular in Brazil due to their price stability and global reach. 

  1. Crypto-to-fiat rails and settlements in Brazil 

Businesses can receive crypto and instantly convert it to BRL, USD, and other supported currencies. This protects merchants from volatility. 

  1. Designed for cross border commerce

TransFi helps businesses bypass traditional banking limitations and accept payments from customers anywhere. 

  1. Regulated and Compliant Gateway 

Built under strict AML/KYC frameworks, TransFi offers an ultimately secure and transparent payment experience suitable for Brazilian merchants who need compliance-first infrastructures and full proofed future ready systems. 

  1. Easy integrations for all platforms

One can integrate TransFi in Shopify, WooCommerce, custom websites, mobile apps, Saas platforms, Web3 applications and many more by simply using APIs, hosted checkouts and no-code payment links. 

  1. Lower fees compared to Traditional banking

Crypto rails dramatically reduce international fees, chargebacks, and FX costs. TransFi also provides transparent pricing with no pertaining or hidden fees. 

  1. Crypto merchant services for Brazil

TransFi caters to e-commerce, freelancers, SaaS, digital agencies, marketplaces, Web3 apps, gaming platforms and more. 

How to start accepting USD and Crypto Payments in Brazil with TransFi

Follow these simple steps to get started with USD and digital asset payouts with TransFi:

  1. Create an Account 

sign-Up and start accepting crypto, APMs and Fiat Payments. 

  1. Complete business verification

This enables secure and compliant payment processing through KYC/KYB verification. 

  1. Integrate TransFi checkout

Choose from hosted checkout, embedded API and no-code payment links upon convenience and preference. 

  1. Start accepting BRL and Crypto

Launch or checkout and begin accepting BRLUSD, USDT/USDC and BTC or ETH as well. 

  1. Withdraw and settle

Settle payouts in BRL, USD, crypto wallets and other supported fiat currencies. 

This quick process of setting up is clean and hassle free - with a powerful customer support, you are all set to start your payment journey with TransFi right away! 

Start Today!

Brazilian businesses deserve a payment system built for global commerce, a solution which caters to their local and global market needs. One that is fast, secure and compliant. 

TransFi, undoubtedly, is that solution. 

Equip your business with the new age technology and start accepting Crypto, APMs, and Fiat Payments instantly. Sign Up now!

To know more about crypto payments and TransFi, also read: Understanding Diamond Hands in Crypto: Meaning, Paper Hands vs Diamond

Frequently asked questions (FAQs)

  1. Does TransFi support BRL payments?

Yes, absolutely! TransFi supports BRL payments through secure fiat processors as well as crypto-to-USD settlements.

  1. Are businesses in Brazil allowed to accept cryptocurrency payments?

Yes, with the help of regulated platforms like TransFi which ensure AML/KYC compliance, businesses can accept crypto payments.

  1. Are there any setup fees and charges for using TransFi?

There are no hidden fees. TransFi offers competitive and transparent pricing. 

  1. Does TransFi offer Web3 payment solutions also?

Yes, it is a leading Web3 payment gateway in Brazil. It is ideal for blockchain based businesses and businesses aiming to expand into crypto payments.  

  1. How fast are settlements with TransFi?

Crypto payments settle instantly; fiat payouts follow transparent processing times which are minimal. Once settled, withdrawals can be made through desired banks and wallets. 

By clicking “Accept All Cookies”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Privacy Policy for more information.