Accept USDD payments globally

Keep your B2B users on the platform with the help of TransFi as it connects country's leading USDD methods directly to stablecoin settlement with complete compliance and real-time conversion rates via a single API. On-ramp any local currency into usdd. Off-ramp USDD back to local currency and settle to any bank account globally. Collect usdd payments from customers from anywhere. Pay out USDD to wallets and bank accounts worldwide.

From

USDD

USD

1 USDD = USD

USDD to USD Chart+0%(1Y)

How USDD On-ramp & Off-ramp works

Two directions. One platform. TransFi handles both sides of the USDD conversion, local fiat in, USDD out and USDD in, local fiat out with live time rates and immediate settlements on the fastest local payment methods.

You Get

USD

You Pay

USDD

SummaryShow

You get ~ 1 USDD for 1 USD

Supported Digital Assets

Every token below is available for on/off-ramp, swap, payout and custody operations.

Framework for Global Compliance & regulatory for USDD USDD transactions

TransFi employs a dual-layered compliance strategy, meeting global standards universally and local obligations specific to (country's name) digital asset regulations.

KYC & KYBCrypto identity verification

Identity and business verification for all USDD users and clients. Individual KYC includes ID and liveness verification via SumSub, with added risk checks through Sardine and AtData. Business verification covers incorporation documents, UBOs, director checks, and source of funds, while crypto-native businesses undergo Enhanced Due Diligence (EDD).

Crypto wallet screeningUSDD specific

Every USDD wallet address is screened via Chainalysis, both on deposit (on-ramp) and on withdrawal (off-ramp). This identifies exposure to tainted funds, sanctioned jurisdictions, dark markets, mixers, tumblers, and child abuse-linked wallets. This check does not apply to fiat transactions.it is unique to USDD and all digital asset flows on TransFi.

AML / Blockchain analyticsUSDD on-chain monitoring

Real-time and retrospective on-chain transaction monitoring via Chainalysis on all USDD flows. Screens against OFAC, UN, EU, and HM Treasury sanctions lists. Flags suspicious patterns including structuring, rapid layering, and high-risk counterparty exposure. Auto-generates alerts reviewed by the MLRO within 1 business day.

FATF Travel RuleUSDD transfers

All USDD transfers above $1,000 equivalent must include originator and beneficiary information under EU Regulation 2023/1113 and EBA Travel Rule Guidelines. Information transmitted includes: originator name, distributed ledger address, crypto account number, country, and LEI where available. This applies to all USDD transfers on Bitcoin, Ethereum, Tron, Solana, and all supported networks.

Transaction monitoringUSDD flows

Both instant monitoring (blocks suspicious USDD transactions before execution) and retrospective monitoring (reviews flagged USDD flows within 30 calendar days). MLRO assesses all flagged USDD transactions within 1 business day. Suspicious Activity Reports (SARs) submitted to FCIS within 3 business hours of identification.

Data protectionUSDD flows

User data related to USDD transactions is processed under GDPR (EU), PDPA (Asia), DPDP (India), POPIA (Africa), or local equivalent, depending on where the USDD transaction originates.

FAQS

Frequently Asked Questions

How can businesses accept payments through USDD?

Businesses can accept payments through USDD using TransFi's payment infrastructure, which supports crypto collections, fiat settlements, and local payout methods through a single integration.

How does USDD function within enterprise B2B payment workflows?

USDD operates as a high-speed cryptographic ledger system that replaces traditional paper or bank-mediated payment instructions. When a business initiates a payment, value is securely transferred and verified over decentralized protocols, bypassing intermediary correspondent clearing banks to reduce total transaction cycle time.

Which underlying blockchain protocol processes USDD transactions?

USDD transactions are processed on supported blockchain networks such as Bitcoin, Ethereum, Tron, Solana, and other compatible decentralized ledger infrastructures depending on the selected asset and settlement route.

Can a multinational corporation use USDD for mass outbound cross-border payouts?

Yes, multinational corporations can use USDD for large-scale outbound cross-border payouts, enabling faster settlement, lower operational costs, and streamlined treasury management across multiple jurisdictions.

What mechanisms convert USDD into local sovereign currencies?

USDD can be converted into local fiat currencies through regulated liquidity providers, digital asset exchanges, OTC desks, and integrated payout partners that support real-time conversion and settlement.

What is the average end-to-end settlement speed for a USDD transfer?

Settlement speed for USDD transfers typically ranges from a few seconds to several minutes depending on the blockchain network, transaction load, and payout destination.

Which enterprise wallets and digital asset exchanges are fully compatible with this USDD service?

The USDD service is compatible with major enterprise wallets, custodial platforms, and regulated digital asset exchanges that support institutional-grade blockchain transactions and API integrations.

Is USDD appropriate for multi-tenant digital marketplaces and gig platforms?

USDD is well-suited for digital marketplaces, gig economy platforms, and multi-tenant ecosystems that require programmable payouts, instant settlements, and global payment accessibility.

How does TransFi guarantee compliance with local anti-money laundering and financial regulations for USDD?

TransFi applies robust KYC, AML, transaction monitoring, and sanctions screening frameworks to ensure all USDD transactions comply with local and international financial regulations.

What are the primary integration models for adding USDD to an existing ERP stack?

USDD can be integrated into existing ERP and financial systems through APIs, payment gateways, treasury automation tools, and custom enterprise middleware solutions.

Is it possible to accept inbound USDD transactions but receive final settlement entirely in local fiat currency?

Yes, businesses can accept inbound USDD payments while receiving final settlement directly in their preferred local fiat currency through automatic conversion and payout mechanisms.

Ready to simply global payments?

Send, receive, and swap funds worldwide with ease and transparency - across 70+ countries and 40+ currencies.