Accept MegaUSD payments globally

Keep your B2B users on the platform with the help of TransFi as it connects country's leading MegaUSD methods directly to stablecoin settlement with complete compliance and real-time conversion rates via a single API. On-ramp any local currency into usdm. Off-ramp MegaUSD back to local currency and settle to any bank account globally. Collect usdm payments from customers from anywhere. Pay out MegaUSD to wallets and bank accounts worldwide.

From
USDM
To
USD
1 USDM = USD
USDM to USD Chart+0%(1Y)

How MegaUSD On-ramp & Off-ramp works

Two directions. One platform. TransFi handles both sides of the MegaUSD conversion, local fiat in, MegaUSD out and MegaUSD in, local fiat out with live time rates and immediate settlements on the fastest local payment methods.

You Get
USD
You Pay
USDM
SummaryShow
You get ~ 1 USDM for 1 USD

Supported Digital Assets

Every token below is available for on/off-ramp, swap, payout and custody operations.

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Framework for Global Compliance & regulatory for MegaUSD USDM transactions

TransFi employs a dual-layered compliance strategy, meeting global standards universally and local obligations specific to (country's name) digital asset regulations.

KYC & KYBCrypto identity verification
Identity and business verification for all MegaUSD users and clients. Individual KYC includes ID and liveness verification via SumSub, with added risk checks through Sardine and AtData. Business verification covers incorporation documents, UBOs, director checks, and source of funds, while crypto-native businesses undergo Enhanced Due Diligence (EDD).
Crypto wallet screeningMegaUSD specific
Every MegaUSD wallet address is screened via Chainalysis, both on deposit (on-ramp) and on withdrawal (off-ramp). This identifies exposure to tainted funds, sanctioned jurisdictions, dark markets, mixers, tumblers, and child abuse-linked wallets. This check does not apply to fiat transactions.it is unique to MegaUSD and all digital asset flows on TransFi.
AML / Blockchain analyticsMegaUSD on-chain monitoring
Real-time and retrospective on-chain transaction monitoring via Chainalysis on all MegaUSD flows. Screens against OFAC, UN, EU, and HM Treasury sanctions lists. Flags suspicious patterns including structuring, rapid layering, and high-risk counterparty exposure. Auto-generates alerts reviewed by the MLRO within 1 business day.
FATF Travel RuleMegaUSD transfers
All USDM transfers above $1,000 equivalent must include originator and beneficiary information under EU Regulation 2023/1113 and EBA Travel Rule Guidelines. Information transmitted includes: originator name, distributed ledger address, crypto account number, country, and LEI where available. This applies to all MegaUSD transfers on Bitcoin, Ethereum, Tron, Solana, and all supported networks.
Transaction monitoringMegaUSD flows
Both instant monitoring (blocks suspicious USDM transactions before execution) and retrospective monitoring (reviews flagged USDM flows within 30 calendar days). MLRO assesses all flagged MegaUSD transactions within 1 business day. Suspicious Activity Reports (SARs) submitted to FCIS within 3 business hours of identification.
Data protectionMegaUSD flows
User data related to MegaUSD transactions is processed under GDPR (EU), PDPA (Asia), DPDP (India), POPIA (Africa), or local equivalent, depending on where the USDM transaction originates.
FAQS

Frequently Asked Questions

How can businesses accept payments through MegaUSD?

Businesses can accept payments through MegaUSD using TransFi's payment infrastructure, which supports crypto collections, fiat settlements, and local payout methods through a single integration.

How does MegaUSD function within enterprise B2B payment workflows?

MegaUSD operates as a high-speed cryptographic ledger system that replaces traditional paper or bank-mediated payment instructions. When a business initiates a payment, value is securely transferred and verified over decentralized protocols, bypassing intermediary correspondent clearing banks to reduce total transaction cycle time.

Which underlying blockchain protocol processes MegaUSD transactions?

MegaUSD transactions are processed on supported blockchain networks such as Bitcoin, Ethereum, Tron, Solana, and other compatible decentralized ledger infrastructures depending on the selected asset and settlement route.

Can a multinational corporation use MegaUSD for mass outbound cross-border payouts?

Yes, multinational corporations can use MegaUSD for large-scale outbound cross-border payouts, enabling faster settlement, lower operational costs, and streamlined treasury management across multiple jurisdictions.

What mechanisms convert MegaUSD into local sovereign currencies?

MegaUSD can be converted into local fiat currencies through regulated liquidity providers, digital asset exchanges, OTC desks, and integrated payout partners that support real-time conversion and settlement.

What is the average end-to-end settlement speed for a MegaUSD transfer?

Settlement speed for MegaUSD transfers typically ranges from a few seconds to several minutes depending on the blockchain network, transaction load, and payout destination.

Which enterprise wallets and digital asset exchanges are fully compatible with this MegaUSD service?

The MegaUSD service is compatible with major enterprise wallets, custodial platforms, and regulated digital asset exchanges that support institutional-grade blockchain transactions and API integrations.

Is MegaUSD appropriate for multi-tenant digital marketplaces and gig platforms?

MegaUSD is well-suited for digital marketplaces, gig economy platforms, and multi-tenant ecosystems that require programmable payouts, instant settlements, and global payment accessibility.

How does TransFi guarantee compliance with local anti-money laundering and financial regulations for MegaUSD?

TransFi applies robust KYC, AML, transaction monitoring, and sanctions screening frameworks to ensure all MegaUSD transactions comply with local and international financial regulations.

What are the primary integration models for adding MegaUSD to an existing ERP stack?

MegaUSD can be integrated into existing ERP and financial systems through APIs, payment gateways, treasury automation tools, and custom enterprise middleware solutions.

Is it possible to accept inbound MegaUSD transactions but receive final settlement entirely in local fiat currency?

Yes, businesses can accept inbound MegaUSD payments while receiving final settlement directly in their preferred local fiat currency through automatic conversion and payout mechanisms.

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