
Bank of China is a trusted payment method that helps businesses deliver fast, secure, and seamless payment experiences for customers and partners. It can support everyday transactions across online, mobile, and platform-led checkout journeys, depending on the implementation and market context.
For merchants expanding across regions, Bank of China can play an important role in reducing payment friction, aligning with local customer preferences, and strengthening payment acceptance through familiar user experiences.
Coverage
Consumer: Asia Pacific
Merchant: Global
Pricing
Custom
Payment type
Bank Transfer
Refunds
Yes / Conditional
Partial Refunds
Yes / Conditional
Chargebacks
Yes
3D Secure
Yes / Applicable
Instant
Yes / Supported
Recurring
Yes / Supported
Bank of China is a trusted payment method that enables secure and seamless fund movement between customers and businesses across cards, bank rails, wallets, or real-time payment networks. Widely adopted across Asia Pacific, it holds market share and is trusted by 24 active consumers, making it a preferred choice that helps merchants improve checkout confidence and transaction success rates.


By enabling Bank of China through TransFi, merchants can create a more localized and conversion-friendly checkout experience without adding unnecessary complexity to their payment stack. Offering familiar payment options helps reduce drop-off, build customer trust, and support broader payment acceptance across markets.
TransFi's unified payment infrastructure also helps businesses streamline operations with simplified integration, scalable orchestration, and access to payment methods that align with regional preferences. Depending on the payment method and market setup, merchants may also benefit from faster transaction confirmation, efficient settlement workflows, and stronger coverage across customer use cases.


Signup on TransFi by choosing suitable product
TransFi have a diverse product suite which allows you to send, receive & swap fiat, crypto as per your need.
Enable Bank of China on the respective platform
By default after you signup we enable all payment methods for you, So you can send and receive money across globe
Start sending & receiving money globally
While sending or receiving money select Bank of China as your preferred payment method
What is Bank of China?
Bank of China is a payment method that enables customers to complete transactions through a familiar payment experience. Depending on the setup, it may operate through cards, bank transfers, wallets, instant payment rails, or other regulated payment infrastructure.
Where is Bank of China available?
Availability depends on the payment method's market presence, local regulations, banking connectivity, and TransFi coverage. It may be available across selected countries, regions, or payment corridors where the method is supported.
Who can use Bank of China?
Bank of China can typically be used by consumers or businesses that have access to the underlying payment instrument or account required to authorize the transaction. Eligibility may vary based on issuer, bank, provider, or local market rules.
Why should merchants offer Bank of China?
Offering Bank of China can help merchants improve checkout conversion, align with local payment preferences, reduce friction in the payment journey, and expand access to customers in supported markets.
Does Bank of China support refunds or recurring payments?
Support for refunds, partial refunds, recurring payments, and related capabilities depends on the payment method, market infrastructure, and transaction flow. TransFi helps merchants access and manage these capabilities where supported.
How do businesses enable Bank of China with TransFi?
Businesses can enable Bank of China through TransFi’s unified payment infrastructure, allowing them to integrate, manage, and scale payment acceptance across supported markets with less operational complexity.
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