How To Accept Payments Without a Website? Guide For SMBs and Freelancers

Introduction

New-age small and medium businesses (SMBs) and freelancers are witnessing tremendous growth. The most popular examples are social media businesses and freelancers/gig workers. Now, all of these SMBs and freelancers operate in diverse industries and cater to different niches. But there is one thing that unites them all. They all require efficient methods of payment acceptance and collection.

How to Take Online Payments Without a Website?

Payment Links

Payment links offer easy and effective means for accepting payments from online customers. Businesses can share these links via email, SMS, or by sharing them on their social media pages. When customers click the link, they are redirected to the checkout page to complete the purchase. Payment links are safe and convenient as they are backed by primary payment processors. Customers can choose from a host of payment options, including debit/ credit cards, net banking, or UPI.

QR Codes and Tap-and-Pay

QR codes have become one of the most sought-after payment technologies. Businesses can create a unique QR code that is linked to their account, which consumers can scan with their smartphones. The scan directs them to another page where they can review the payment details and complete the payment. QR codes are useful for instant payments, especially for businesses that do not have a website or an online platform.

Payment Gateways

A payment gateway allows businesses to accept digital payments instead of cash or checks. Customers can simply tap their phone on a payment terminal to make a transaction. This method is fast and secure and enables businesses to accept contactless payments without a website. Payment gateway prices are also more cost-effective than conventional payment methods. Transfi’s Bizpay provides an easy to incorporate payment gateway and accommodate payments in various currencies and methods.

What are the Advantages of Using These Methods to Accept Payments?

Quick Processing

Payment links, QR codes, and payment getaways allow businesses to process payments quickly and efficiently. They also allow you to receive instant payments without a website. These payment methods are popular among small businesses and freelancers, as they are perfect for low-risk enterprises.

Highly Scalable

Payment links, QR codes, and payment getaways automatically reconcile payments to ensure all transactions are updated in real time. They also facilitate faster customer refunds with refund payout links at your fingertip. This eliminates the reliance on a single bank, increasing transaction success rates.

Cost-Effective

Building a website and incorporating a payment processing system requires complex coding, which can be expensive, especially for freelancers and small businesses. Payment links, QR codes, and payment getaways are more economical, enabling businesses to process payments without making large investments in technical resources.

Convenient and Accessible

Payment links, QR codes, and payment getaways provide a flexible method of accepting payments without a website. They allow businesses to collect payments from clients at any time and from any location. They are also easy to set up and can be shared via a variety of communication channels.

Secure Transactions

Payment links, QR codes, and payment getaways are processed securely through payment processors, ensuring the safety of businesses and customers. This lowers the risk of fraud and allows businesses to accept payments without compromising security.

Few more features of Payment Links

While Transfi payment links are simple to use, it’s also very powerful and versatile.

Personalise your Payment Links

You can customise the look and feel of the checkout page your customer is redirected to on clicking the Payment Link. You can do so from the dashboard.

Automate your payment collection

Automate the generation of Payment Links and collection of payments, through our powerful APIs.

Get notified on payment collection

Keep your systems in sync at all times with our automated webhook notifications each time a link is paid.

Make informed decisions

The dashboard is truly your best friend because it gives you some compelling insights and elaborate reports using real-time data.

Collect payments from all over the world

Transfi supports 80+ currencies from all around the world! Take your business to new heights by expanding it to a global audience.

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When choosing the right platform for accepting payments and other finance operations, users should consider factors such as integration compatibility, processing fees, supported payment methods, security features, and the reliability of customer support. The best platform for you will depend on your specific requirements, such as the volume and frequency of transactions, the countries you're dealing with, and your budget. Checkout Transfi’s Bizpay for easier transactions, faster payouts and collections and simplified transfers.

Conclusion

Payment gateway apps, QR codes, and payment links are designed to support your business without any complications. They help you leverage fast, safe, and effective payment options without requiring complicated infrastructure.

They can increase your reach, as customers can pay through their social media, text messages, or emails, streamlining and expediting the checkout process. Adopting these technologies can not only simplify transactions but also enhance customer satisfaction.

With Transfi’s Bizpay, you can trade globally with a variety of currencies and payment methods. Moreover, this platform ensures that the payment methods you use are safe and provides favourable to accept payments without any designated website.

Frequently asked questions (FAQs)

What are the ways to accept online payments without websites?

QR Codes and Tap-and-Pay
Payment links
Payment gateways

What are the Advantages of Using different Payment Methods to Accept Payments?

Quick processing
Highly scalable
Cost effective
Convenient and accessible
Secure transactions

What are the special features provided by Bizpay as a payment platform for freelancers and SMBs?

Personalize your payment links
Automate your payment collection
Get notified on payment collection
Collect payments from all over the world
Make informed decisions

What are payment gateways?

Why is Transfi one of the best platforms to accept payments?

Easy scheduling and managing
Low fees and transparent pricing
Realtime global access
Integration with payment platforms
Variety of payment methods
Security and legal compliance

Table of Contents

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Payouts

Make global payments at the speed of a click

Collections

Accept payments, remove borders.

Ramp

Unlock Seamless Digital Currency Transactions Anywhere

Effortless Cross-Border Payment Collections

As the world becomes more interconnected and businesses engage in global trade, the seamless collection of payments from across the globe is increasingly important. Whether you're an eCommerce merchant, a freelancer, or a global enterprise, TransFi’s Collections make collecting payments from customers and partners worldwide not only easy but also secure and efficient. TransFi eliminates unnecessary delays and currency exchange complexities, ensuring your funds are always readily accessible. Our Collections product provides a fully compliant, scalable payment infrastructure with support for over 50 currencies, offering instant settlements in stablecoins or other fiat and digital currencies.

By using TransFi’s Collections, businesses can provide their customers with easy-to-use and familiar local payment options. Our Collections product not only automates business payments but also streamlines global transactions, ensuring the utmost efficiency and reliability for businesses worldwide.

Global Payment Collection, Simplified

Due to differences in regulations, methods of payment, and currency exchange rates, international payments can be difficult to manage. TransFi Collections overcomes these barriers by providing a single platform for companies that allows for multiple methods of payment, such as bank transfers, e-wallets, and stablecoin settlements. This enhances operational efficiency and reduces manual work by allowing businesses to track, manage and reconcile payments through a single dashboard.

TransFi allows businesses to automatically generate and manage invoices, attach supporting documents, and issue reminders to customers to foster effective collections. This proactive approach reduces payment disputes and delays, all while improving cashflow and financial management.

Seamless Payment Collection Experience for Businesses and Customers

TransFi Collections is designed to give businesses an efficient and smooth payment solution with the assurance of a secure and frictionless customer experience. Through our platform, businesses can accept payments in local currencies and convert automatically to stablecoins or fiat, making the hassles of currency exchange a thing of the past. With rapid and trusted settlement, businesses do not have to wait for slow international banking processing times anymore, gaining quicker access to funds. Our APIs can also be incorporated directly within the platforms of businesses, minimizing manual intervention and facilitating payment processing. TransFi Collections also provides real-time insight into transactions using different analytics and reporting tools, empowering businesses with key insights. No matter your requirement, be it managing recurring payments, processing single invoices, or dealing with bulk collections, our solution automates payment workflows to reduce administrative efforts and maximize efficiency. By simplifying the payment processes for both companies and their clients, TransFi Collections optimizes financial operations so that firms can concentrate on development and customer satisfaction without worrying about delays in settlement or complicated integrations.

Benefits of Partnering with TransFi for Cross- Border Payment Collections

Collaborating with TransFi for cross-border payment collections guarantees an efficient and seamless process for companies across the world. With borderless payment collection, companies can receive payments anywhere in the world without having to go through different banking networks or paying high conversion charges. TransFi Collections allows companies to collect money from foreign customers through local payment channels, thus providing greater reach and conversion rates. Real-time settlements remove the delays of traditional banking and allow payments to be made in stablecoins or fiat instantly, providing continuous cash flow. Automated invoice processing streamlines payment processes, saving manual labor and boosting efficiency by creating invoices, adding required documents, and sending timely reminders. Scalable API integration enables businesses to seamlessly integrate TransFi Collections into their current platforms, making global payment collection scalable and efficient. Advanced security and compliance provide the assurance that all transactions are encrypted, secure, and regulated to the highest standards. TransFi Collections is not merely a payment gateway but a full suite of solutions empowering businesses with scalable, compliant, and efficient payment collection services. Whether you collect payments from suppliers, freelancers, or international customers, our platform provides timely, cost-saving, and secure transactions. Step into a digital future of payments with TransFi and feel the force of borderless, seamless collections.

Empower Your Business with TransFi Payment Collections

TransFi Collections is not only a payment gateway but a complete solution that empowers businesses operating across borders with secure, cost-effective, compliant, as well as scalable payment collection tools. From payment collections for goods and services to e-commerce transactions, TransFi Collections provides effortless, secure, and instantaneous settlements.

With TransFi, businesses can experience the future of digital payments and the power of borderless and hassle-free collections. Our user-friendly dashboard facilitates seamless transactions and allows businesses to collect payments against goods and services, experiencing transaction speeds in seconds. Freelancers and influencers can also benefit from real-time transactions, enhancing the efficiency of their global payment collections. Using our secure and scalable stack, e-commerce businesses can achieve 90%+ conversion rates, 99%+ uptime, and low latency, ensuring enterprise-level performance.

Integrate TransFi Collections with your business and experience secure, seamless, and scalable payments that are not only efficient and reliable but also globally compliant.