Case Study: Financial Services Firm Integrated TransFi to Expand Its Cross-Border Payment Offerings

Global businesses and financial services providers face constant pressure to reduce costs, accelerate settlement, and stay competitive in an increasingly digital-first payments market. Traditional cross-border payment methods — relying on correspondent banking and the SWIFT network — are slow, expensive, and prone to reconciliation challenges.

One financial services firm, operating across multiple continents, decided to tackle this problem head-on. By integrating TransFi’s stablecoin payment infrastructure, the firm expanded its cross-border offerings, unlocking faster settlements, lower transaction costs, and new revenue opportunities.

The Challenge: Inefficient Cross-Border Transactions

Before TransFi, the firm relied on traditional bank wire transfers and correspondent networks to handle client payments across borders. This created significant friction:

Delays – Payments took 2–5 business days to settle.
High Fees – Intermediary banks and FX spreads cut into margins.
Limited Transparency – Clients had little visibility into transaction status.
Restricted Market Reach – Inability to serve clients in regions with weaker banking infrastructure.

The firm recognized that these limitations weren’t just operational inefficiencies — they were competitive disadvantages.

Why the Firm Chose TransFi

After reviewing multiple digital payment solutions, the financial services firm selected TransFi for several reasons:

Stablecoin Infrastructure – USDC and USDT rails allowed instant settlement and price stability.
Global Payment Coverage – Local fiat integrations in 60+ countries.
API-First Architecture – Seamless plug-and-play integration without disrupting legacy systems.
Compliance-Ready Framework – Licensed infrastructure meeting regulatory standards across jurisdictions.
Scalability – Ability to handle high-volume B2B and institutional cross-border payments.

This made TransFi the ideal partner to modernize their payments offering while maintaining compliance and trust with enterprise clients.

How the Integration Works

With TransFi integrated, the firm built a hybrid cross-border payment model:

Clients Fund Transactions via local fiat or stablecoins.
TransFi Converts funds into stablecoins for instant settlement across borders.
Recipient Gets Paid in either stablecoins or local fiat currency.
End-to-End Visibility – Both sender and recipient can track settlement in real-time.

This removed reliance on correspondent banks, cut costs, and improved the speed and transparency of every transaction.

The Results

Within six months of deployment, the financial services firm reported:

45% Reduction in Transaction Costs compared to traditional banking rails.
Settlement Speed Cut from Days to Minutes across key corridors.
New Market Access – Ability to serve clients in regions where correspondent banking access was limited.
Increased Client Retention – Enterprises valued transparency and reliability of payments.
$120M+ in Cross-Border Volume processed in the first two quarters post-launch.

One executive noted:

“TransFi didn’t just help us cut costs — it gave us a competitive advantage. We’re now winning clients because we can offer settlement speeds and global reach that traditional providers can’t.”

Why This Matters for Financial Services Firms

By adopting stablecoin infrastructure with TransFi, financial institutions gain:

Speed – Real-time settlement across borders.
Cost Efficiency – No intermediaries, reduced FX and wire fees.
Transparency – Trackable, auditable transactions.
Market Expansion – Reach new regions and underserved markets.
Future-Proofing – Infrastructure ready for digital asset adoption.

This positions financial services firms to compete effectively in a rapidly changing global payments landscape.

Conclusion

Cross-border payments are being reshaped by stablecoins and blockchain infrastructure. For financial services firms, this isn’t just a technical upgrade — it’s a business transformation.

By integrating TransFi, this firm turned outdated cross-border rails into a faster, cheaper, and more scalable global payments offering, winning new business and driving higher client satisfaction.

FAQs

1. Which stablecoins does TransFi support for cross-border payments?
USDC and USDT, with additional digital assets available depending on market needs.

2. Can recipients receive payments in local fiat currency?
Yes — TransFi enables conversions between stablecoins and local fiat in 60+ countries.

3. How fast are settlements with TransFi?
Most payments settle in minutes, compared to 2–5 business days with traditional banking.

4. Does TransFi handle compliance?
Yes — TransFi provides licensed, regulated infrastructure so partners can integrate with reduced compliance overhead.

5. Is TransFi suitable for both B2B and B2C cross-border payments?
Absolutely. The infrastructure supports both enterprise-level B2B flows and consumer remittances.

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Integrate TransFi Collections with your business and experience secure, seamless, and scalable payments that are not only efficient and reliable but also globally compliant.