Case Study: E-Commerce Platforms Use TransFi to Accept Cards, APMs & Crypto Seamlessly

8 Min

September 24, 2025

E-commerce is global by nature—but payments often aren’t. Merchants expanding across borders face a fragmented landscape of cards, alternative payment methods (APMs), and crypto options, each requiring separate integrations. This complexity leads to higher costs, longer settlement times, and poor checkout experiences.

TransFi solves this with a unified payments infrastructure, enabling e-commerce platforms to accept cards, APMs, and crypto in one seamless checkout solution.

This case study explores how leading e-commerce platforms integrated TransFi to increase conversions, reduce cart abandonment, and streamline global payments.

The Challenge: Fragmented Payment Acceptance

E-commerce platforms typically face three major issues:

  • Multiple integrations → cards, APMs, and crypto require separate gateways.
  • High abandonment rates → customers drop off when their preferred method isn’t available.
  • Cross-border friction → FX fees, settlement delays, and lack of local methods create barriers.
  • Limited flexibility → merchants can’t easily add new rails like stablecoins or wallets.

For global merchants, the result is lost sales, higher costs, and weaker customer trust.

The Solution: TransFi Unified Payments API

With TransFi’s unified API, e-commerce platforms integrate all major payment rails—from cards to local APMs to stablecoin-based crypto payments—through one seamless checkout experience.

Key capabilities for e-commerce platforms:

  • Card payments → global support for Visa, Mastercard, and local card networks.
  • Alternative Payment Methods (APMs) → wallets, bank transfers, and local rails in 100+ countries.
  • Crypto payments for online stores → seamless checkout with USDC, USDT, and other stablecoins.
  • Unified payments infrastructure → one integration, multiple rails.
  • Cross-border payment solutions → optimized FX and local settlement options.

Seamless Multi-Rail Payment Acceptance

A fast-growing e-commerce platform expanding into Latin America and Southeast Asia needed to support local wallets, cards, and stablecoin payments. Using separate gateways was costly and created a fragmented checkout flow.

By adopting TransFi’s unified payments API, the platform achieved:

  1. Accepting Cards, APMs, and Crypto in a Single Checkout
    Customers could pay with their preferred method—Visa, local wallets, or USDC—without leaving the checkout page.
  2. Reduced Cart Abandonment
    Offering alternative payment methods for merchants lowered abandonment rates by 25%.
  3. Seamless Cross-Border Payments
    Local settlement rails minimized FX costs while enabling faster payouts.
  4. Future-Proof Payments Infrastructure
    With TransFi, the platform could easily add new rails as markets evolved, without rebuilding its checkout flow.

Benefits for E-Commerce Platforms

Integrating TransFi delivers tangible advantages:

  • How e-commerce platforms integrate TransFi for global payments → one API for cards, APMs, and crypto.
  • Benefits of unified payments infrastructure for merchants → faster integration, lower costs.
  • Case study on seamless multi-rail payment acceptance → proof of higher conversions and global reach.
  • Reducing cart abandonment with crypto and card payments integration → customers stay, merchants win.
  • Cross-border payment solutions built-in → settle locally, scale globally.
Also read: How to Get into the Vietnamese Market Without Starting a Business There

Conclusion

For e-commerce platforms, payments should never be a barrier to global growth. With TransFi’s unified payments API, merchants can:

  • Accept cards, APMs, and crypto seamlessly.
  • Reduce checkout friction and abandonment.
  • Scale across 100+ geographies with local settlement rails.
  • Future-proof their checkout with stablecoin and digital asset options.

TransFi isn’t just a payment gateway—it’s a seamless checkout solution built for the next era of e-commerce.

FAQs

1. How do e-commerce platforms integrate TransFi for global payments?
Through a single unified API that connects cards, APMs, and crypto rails into one checkout flow.

2. What are the benefits of accepting cards, APMs, and crypto together?
Merchants see higher conversions, reduced abandonment, and improved global reach.

3. Can TransFi reduce FX and settlement costs for e-commerce?
Yes—TransFi optimizes cross-border payment solutions with local settlement and better FX rates.

4. Does TransFi support stablecoin payments for online stores?
Absolutely. Merchants can accept USDC, USDT, and other stablecoins directly in checkout.

5. Is TransFi suitable for fast-scaling global platforms?
Yes—its unified payments infrastructure is built for merchants expanding across multiple geographies.

TransFi Team

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