Case Study: E-Commerce Checkout Solution Integrated TransFi to Accept Crypto Payments Globally

The global e-commerce industry is growing at an unprecedented pace, with merchants selling across borders to reach new markets. But one persistent roadblock remains: payments. Traditional payment systems are riddled with issues — high transaction fees, long settlement times, and limited access in certain regions.

For an e-commerce checkout solution serving thousands of online merchants, this was becoming a competitive bottleneck. By integrating TransFi’s stablecoin-powered crypto payment rails, the platform unlocked global crypto checkout functionality, enabling merchants to accept stablecoin payments from customers worldwide.

This case study shows how TransFi’s payment infrastructure helped the checkout solution expand into new markets, reduce settlement delays, and lower transaction costs — all while offering a modern digital payments experience.

The Challenge: Limited Reach and High Costs in Global E-Commerce

The e-commerce checkout provider faced several pain points in enabling cross-border payments:

High Card Processing Fees – Credit card transactions carried fees up to 3–5%, cutting into merchant margins.
Delayed Settlement – International card payments often settled in 3–7 business days.
Limited Accessibility – Customers in emerging markets without cards or PayPal were excluded from global commerce.
Cross-Border Friction – Currency conversion fees and chargebacks added complexity for merchants.

To stay competitive, the checkout solution needed a way to provide borderless payments that were instant, low-cost, and accessible to all markets.

Why the E-Commerce Platform Chose TransFi

After evaluating multiple providers, the platform selected TransFi for its enterprise-grade crypto payment infrastructure. The decision was driven by:

Global Crypto Checkout – Merchants could accept USDC, USDT, and other stablecoins instantly.
Borderless Payments – Customers could pay from anywhere without relying on cards or banks.
Faster Settlement – Transactions cleared in minutes instead of days, improving merchant cash flow.
Lower Fees – Stablecoin rails cut payment costs by up to 70%.
Seamless Integration – APIs allowed plug-and-play integration into the existing checkout system.

By choosing TransFi, the checkout provider gained a future-proof solution that positioned it ahead of competitors.

How the Integration Works

The e-commerce checkout solution embedded TransFi into its merchant payment flows:

Customer Selects “Pay with Crypto” at checkout.
TransFi Processes Stablecoin Payments (USDC, USDT, etc.) instantly.
Merchants Receive Settlement in crypto or local fiat through TransFi’s on/off-ramp infrastructure.
Global Accessibility – Customers from 60+ countries can pay without cards or banking hurdles.

This simple yet powerful integration removed borders from payments, unlocking new customer bases for merchants.

The Results

Within six months of launch, the impact was measurable and significant:

25% Faster Settlements compared to card-based processing.
70% Lower Transaction Fees, improving merchant profitability.
Access to 60+ Countries, reaching customers previously excluded from online commerce.
10% Increase in Conversion Rates as checkout became more inclusive and frictionless.
Merchants Reported Higher Retention, as customers embraced the new crypto payment option.

A product manager from the checkout solution explained:

“Integrating TransFi was a game-changer. Our merchants now accept payments from anywhere in the world without worrying about bank limits, chargebacks, or high fees. It’s borderless commerce in action.”

Why This Matters for E-Commerce

This case study highlights how stablecoin payments can transform e-commerce:

Expand Customer Reach – Accept payments from unbanked or underbanked regions.
Improve Cash Flow – Faster settlement times free up working capital.
Reduce Costs – Avoid excessive card fees and chargebacks.
Boost Conversion Rates – Provide more payment choices at checkout.
Stay Competitive – Meet growing demand for digital asset payments.

For e-commerce checkout providers and merchants alike, crypto integration is no longer optional — it’s a growth strategy.

Also read: Case Study: SaaS Checkout Solution White-Labelled TransFi for Borderless Payments

Conclusion

Cross-border e-commerce needs a payment infrastructure as global as the internet itself. By integrating TransFi’s stablecoin-powered checkout solution, this e-commerce platform empowered merchants to accept crypto payments globally, reduce costs, and accelerate settlements.

The result: faster, cheaper, and borderless e-commerce transactions that open the door to new markets and customers.

FAQs

1. Which cryptocurrencies are supported at checkout?
TransFi supports major stablecoins like USDC and USDT, ensuring reliability and global acceptance.

2. Can merchants receive payouts in local fiat?
Yes — TransFi enables both crypto settlement and local currency payouts through its global off-ramp network.

3. How fast are settlements with TransFi?
Payments settle in minutes, compared to days with traditional card networks.

4. Is integration complex?
Not at all — TransFi provides API-based integration that plugs seamlessly into existing e-commerce checkout flows.

5. Why stablecoins instead of volatile crypto?
Stablecoins are pegged to the US dollar, making them ideal for pricing stability and predictable settlements.

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Effortless Cross-Border Payment Collections

As the world becomes more interconnected and businesses engage in global trade, the seamless collection of payments from across the globe is increasingly important. Whether you're an eCommerce merchant, a freelancer, or a global enterprise, TransFi’s Collections make collecting payments from customers and partners worldwide not only easy but also secure and efficient. TransFi eliminates unnecessary delays and currency exchange complexities, ensuring your funds are always readily accessible. Our Collections product provides a fully compliant, scalable payment infrastructure with support for over 50 currencies, offering instant settlements in stablecoins or other fiat and digital currencies.

By using TransFi’s Collections, businesses can provide their customers with easy-to-use and familiar local payment options. Our Collections product not only automates business payments but also streamlines global transactions, ensuring the utmost efficiency and reliability for businesses worldwide.

Global Payment Collection, Simplified

Due to differences in regulations, methods of payment, and currency exchange rates, international payments can be difficult to manage. TransFi Collections overcomes these barriers by providing a single platform for companies that allows for multiple methods of payment, such as bank transfers, e-wallets, and stablecoin settlements. This enhances operational efficiency and reduces manual work by allowing businesses to track, manage and reconcile payments through a single dashboard.

TransFi allows businesses to automatically generate and manage invoices, attach supporting documents, and issue reminders to customers to foster effective collections. This proactive approach reduces payment disputes and delays, all while improving cashflow and financial management.

Seamless Payment Collection Experience for Businesses and Customers

TransFi Collections is designed to give businesses an efficient and smooth payment solution with the assurance of a secure and frictionless customer experience. Through our platform, businesses can accept payments in local currencies and convert automatically to stablecoins or fiat, making the hassles of currency exchange a thing of the past. With rapid and trusted settlement, businesses do not have to wait for slow international banking processing times anymore, gaining quicker access to funds. Our APIs can also be incorporated directly within the platforms of businesses, minimizing manual intervention and facilitating payment processing. TransFi Collections also provides real-time insight into transactions using different analytics and reporting tools, empowering businesses with key insights. No matter your requirement, be it managing recurring payments, processing single invoices, or dealing with bulk collections, our solution automates payment workflows to reduce administrative efforts and maximize efficiency. By simplifying the payment processes for both companies and their clients, TransFi Collections optimizes financial operations so that firms can concentrate on development and customer satisfaction without worrying about delays in settlement or complicated integrations.

Benefits of Partnering with TransFi for Cross- Border Payment Collections

Collaborating with TransFi for cross-border payment collections guarantees an efficient and seamless process for companies across the world. With borderless payment collection, companies can receive payments anywhere in the world without having to go through different banking networks or paying high conversion charges. TransFi Collections allows companies to collect money from foreign customers through local payment channels, thus providing greater reach and conversion rates. Real-time settlements remove the delays of traditional banking and allow payments to be made in stablecoins or fiat instantly, providing continuous cash flow. Automated invoice processing streamlines payment processes, saving manual labor and boosting efficiency by creating invoices, adding required documents, and sending timely reminders. Scalable API integration enables businesses to seamlessly integrate TransFi Collections into their current platforms, making global payment collection scalable and efficient. Advanced security and compliance provide the assurance that all transactions are encrypted, secure, and regulated to the highest standards. TransFi Collections is not merely a payment gateway but a full suite of solutions empowering businesses with scalable, compliant, and efficient payment collection services. Whether you collect payments from suppliers, freelancers, or international customers, our platform provides timely, cost-saving, and secure transactions. Step into a digital future of payments with TransFi and feel the force of borderless, seamless collections.

Empower Your Business with TransFi Payment Collections

TransFi Collections is not only a payment gateway but a complete solution that empowers businesses operating across borders with secure, cost-effective, compliant, as well as scalable payment collection tools. From payment collections for goods and services to e-commerce transactions, TransFi Collections provides effortless, secure, and instantaneous settlements.

With TransFi, businesses can experience the future of digital payments and the power of borderless and hassle-free collections. Our user-friendly dashboard facilitates seamless transactions and allows businesses to collect payments against goods and services, experiencing transaction speeds in seconds. Freelancers and influencers can also benefit from real-time transactions, enhancing the efficiency of their global payment collections. Using our secure and scalable stack, e-commerce businesses can achieve 90%+ conversion rates, 99%+ uptime, and low latency, ensuring enterprise-level performance.

Integrate TransFi Collections with your business and experience secure, seamless, and scalable payments that are not only efficient and reliable but also globally compliant.