Case Study: Why Stablecoins + TransFi Are the Next Big Shift for B2B Payments

Global business payments are overdue for disruption. Traditional cross-border transfers are slow, expensive, and weighed down by layers of correspondent banks. For enterprises and SMEs alike, this creates friction in supply chains, treasury management, and international trade.

Enter stablecoins + TransFi—a new model that is rapidly becoming the next big shift in B2B payments.

The Challenge: B2B Payments Still Run on Outdated Rails

Despite advances in retail payments, cross-border B2B payments still face hurdles:

Slow settlement cycles: Wire transfers can take 2–5 business days.
High costs: Banks charge fees at both ends, plus FX spreads.
Limited transparency: Payment tracking is often opaque.
Restricted access: Businesses in emerging markets face even higher barriers.

For companies that rely on international suppliers, distributors, or service providers, these inefficiencies directly impact cash flow and competitiveness.

The Solution: Stablecoin Payments for Businesses

Stablecoins—digital assets pegged to fiat currencies like USD—combine the trust of traditional money with the efficiency of blockchain settlement.

Why businesses use stablecoins for B2B payments:

Instant settlement → no more waiting days for wires.
Lower costs → bypass correspondent banks and reduce FX charges.
Stable value → unlike volatile crypto, USDC/USDT act as digital dollars.
Global accessibility → even companies in underserved banking regions can transact easily.

TransFi Powers Cross-Border Business Payments

A mid-market manufacturer in Southeast Asia sourcing raw materials from suppliers in Europe faced delayed settlements and 4–6% FX losses when using traditional banking.

After adopting TransFi’s stablecoin payment network, the company achieved:

Faster Global Settlements
Payments in USDC via TransFi rails settled instantly, improving supplier relationships.
Reduced Costs
FX spreads were minimized, cutting payment costs by nearly 50%.
Streamlined Treasury Operations
Using stablecoin treasury solutions, the company managed liquidity across multiple regions without multiple bank accounts.
B2B Payment Flexibility
Suppliers could choose between receiving stablecoins directly or fiat payouts via TransFi’s local rails.

Why Stablecoins + TransFi Are the Future of B2B Payments

Stablecoins B2B payments → digital dollars for faster, cheaper, more transparent settlements.
TransFi B2B payments → unified rails for both crypto and fiat payouts.
Corporate stablecoin adoption → businesses reduce dependence on banks while increasing efficiency.
Scalable infrastructure → TransFi supports 40+ currencies, local netting, and instant settlement.

This combination makes TransFi not just a payment provider but a global settlement infrastructure for the next generation of business payments.

Also read: 7 Proven Benefits of Accepting Stablecoins in Your Business

Conclusion

Stablecoins are no longer niche—they’re becoming the preferred rail for global commerce. And with TransFi’s enterprise-grade B2B payment solutions, businesses can:

Settle instantly across borders.
Reduce FX and bank-related costs.
Improve treasury efficiency with stablecoin-powered rails.
Gain flexibility in how suppliers and partners are paid.

👉 Ready to future-proof your B2B payments?
Talk to a TransFi Expert today.

FAQs

1. Why are stablecoins better than bank transfers for B2B payments?
They provide faster settlements, lower costs, and global accessibility—without relying on correspondent banks.

2. What stablecoins are most used in B2B transactions?
USDC and USDT dominate due to their stability, liquidity, and trust among businesses.

3. How does TransFi simplify B2B payments?
By offering a stablecoin-powered network with fiat payout rails, ensuring global coverage with instant settlement.

4. Can businesses use stablecoins for treasury management?
Yes—stablecoin treasury solutions allow companies to hold, move, and deploy funds across regions efficiently.

5. What industries benefit most from stablecoin adoption?
Manufacturing, e-commerce, logistics, and any business with cross-border supply chains or international partners.

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Effortless Cross-Border Payment Collections

As the world becomes more interconnected and businesses engage in global trade, the seamless collection of payments from across the globe is increasingly important. Whether you're an eCommerce merchant, a freelancer, or a global enterprise, TransFi’s Collections make collecting payments from customers and partners worldwide not only easy but also secure and efficient. TransFi eliminates unnecessary delays and currency exchange complexities, ensuring your funds are always readily accessible. Our Collections product provides a fully compliant, scalable payment infrastructure with support for over 50 currencies, offering instant settlements in stablecoins or other fiat and digital currencies.

By using TransFi’s Collections, businesses can provide their customers with easy-to-use and familiar local payment options. Our Collections product not only automates business payments but also streamlines global transactions, ensuring the utmost efficiency and reliability for businesses worldwide.

Global Payment Collection, Simplified

Due to differences in regulations, methods of payment, and currency exchange rates, international payments can be difficult to manage. TransFi Collections overcomes these barriers by providing a single platform for companies that allows for multiple methods of payment, such as bank transfers, e-wallets, and stablecoin settlements. This enhances operational efficiency and reduces manual work by allowing businesses to track, manage and reconcile payments through a single dashboard.

TransFi allows businesses to automatically generate and manage invoices, attach supporting documents, and issue reminders to customers to foster effective collections. This proactive approach reduces payment disputes and delays, all while improving cashflow and financial management.

Seamless Payment Collection Experience for Businesses and Customers

TransFi Collections is designed to give businesses an efficient and smooth payment solution with the assurance of a secure and frictionless customer experience. Through our platform, businesses can accept payments in local currencies and convert automatically to stablecoins or fiat, making the hassles of currency exchange a thing of the past. With rapid and trusted settlement, businesses do not have to wait for slow international banking processing times anymore, gaining quicker access to funds. Our APIs can also be incorporated directly within the platforms of businesses, minimizing manual intervention and facilitating payment processing. TransFi Collections also provides real-time insight into transactions using different analytics and reporting tools, empowering businesses with key insights. No matter your requirement, be it managing recurring payments, processing single invoices, or dealing with bulk collections, our solution automates payment workflows to reduce administrative efforts and maximize efficiency. By simplifying the payment processes for both companies and their clients, TransFi Collections optimizes financial operations so that firms can concentrate on development and customer satisfaction without worrying about delays in settlement or complicated integrations.

Benefits of Partnering with TransFi for Cross- Border Payment Collections

Collaborating with TransFi for cross-border payment collections guarantees an efficient and seamless process for companies across the world. With borderless payment collection, companies can receive payments anywhere in the world without having to go through different banking networks or paying high conversion charges. TransFi Collections allows companies to collect money from foreign customers through local payment channels, thus providing greater reach and conversion rates. Real-time settlements remove the delays of traditional banking and allow payments to be made in stablecoins or fiat instantly, providing continuous cash flow. Automated invoice processing streamlines payment processes, saving manual labor and boosting efficiency by creating invoices, adding required documents, and sending timely reminders. Scalable API integration enables businesses to seamlessly integrate TransFi Collections into their current platforms, making global payment collection scalable and efficient. Advanced security and compliance provide the assurance that all transactions are encrypted, secure, and regulated to the highest standards. TransFi Collections is not merely a payment gateway but a full suite of solutions empowering businesses with scalable, compliant, and efficient payment collection services. Whether you collect payments from suppliers, freelancers, or international customers, our platform provides timely, cost-saving, and secure transactions. Step into a digital future of payments with TransFi and feel the force of borderless, seamless collections.

Empower Your Business with TransFi Payment Collections

TransFi Collections is not only a payment gateway but a complete solution that empowers businesses operating across borders with secure, cost-effective, compliant, as well as scalable payment collection tools. From payment collections for goods and services to e-commerce transactions, TransFi Collections provides effortless, secure, and instantaneous settlements.

With TransFi, businesses can experience the future of digital payments and the power of borderless and hassle-free collections. Our user-friendly dashboard facilitates seamless transactions and allows businesses to collect payments against goods and services, experiencing transaction speeds in seconds. Freelancers and influencers can also benefit from real-time transactions, enhancing the efficiency of their global payment collections. Using our secure and scalable stack, e-commerce businesses can achieve 90%+ conversion rates, 99%+ uptime, and low latency, ensuring enterprise-level performance.

Integrate TransFi Collections with your business and experience secure, seamless, and scalable payments that are not only efficient and reliable but also globally compliant.