TransFi

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API

Connect to global payments with one simple API. Easy integration for payouts, collections, and more.

Can I test the API before going live?

Yes. TransFi provides a sandbox environment where you can simulate transactions, test KYC/KYB flows, and integrate endpoints without using real funds. This helps developers validate and fine-tune their integration before moving to production.

Does TransFi offer a dashboard or reporting tools for API users?

Yes. Every API partner gets access to a secure, enterprise-grade dashboard that provides:

Real-time transaction tracking with status updates, webhooks, and payment retry options
Comprehensive reconciliation reports, exportable in CSV or PDF
Wallet and balance monitoring for fiat, stablecoins, and digital assets
User and role management with granular access controls‍
Notifications and alerts for failed, delayed, or completed transactions

How can I get started? What documents are needed? | API

To start using TransFi APIs, sign up for a business account and complete onboarding, which includes company details, regulatory information, and KYC/KYB verification. Once approved, you’ll gain access to our developer portal, sandbox, and API keys. Our team will support you through the process to ensure a smooth and compliant integration.

How do TransFi APIs work?

TransFi APIs connect your system directly to TransFi’s global payment network. Once integrated, you can create and track payment orders, run KYC/KYB checks, and seamlessly convert between fiat and crypto in real time. The APIs manage routing, compliance, FX conversions, and settlements behind the scenes, while webhooks provide real-time status updates. This ensures secure, compliant, and efficient money movement without the complexity of building your own infrastructure.

How do I set up TransFi's payments API?

Setting up TransFi’s Payments API is simple and secure:

Sign Up & Get API Keys – Create your business account and receive unique credentials for authentication.
Explore Documentation – Access detailed guides, code samples, and use cases to support your integration.
Set Up Authentication – Implement Basic Authentication using your API credentials (Base64-encoded username:password in the Authorization header) for a secure connection.
Build & Test – Use the sandbox to simulate real transactions without affecting live operations.
Go Live – Switch to the production environment once testing is complete to process real payments.‍
Monitor & Optimize – Track performance with dashboards, logs, and reporting tools to ensure smooth operations.

How does TransFi ensure API security and data protection?

Security is a top priority at TransFi. All API communications are encrypted via HTTPS, and access is secured using API keys and OAuth2-based access tokens. Role-based permissions, audit logs, and secure key rotation policies are enforced. TransFi is fully compliant with KYC/AML regulations and international data privacy laws like ISO 27001, PCI DSS & SOC2 TYPE2.

What are the compliance requirements to use the API?

To access the production environment, businesses must complete KYB (Know Your Business) verification, which includes corporate identity, ownership, and regulatory checks. Depending on the use case and jurisdiction, end users may also be required to complete KYC (Know Your Customer) verification.

TransFi will ensure full compliance with local and international regulatory frameworks, including AML (Anti-Money Laundering), CFT (Counter Financing of Terrorism), and data privacy requirements. This allows businesses to integrate the API securely while maintaining trust and regulatory integrity.

What is TransFi API?

The TransFi API lets businesses embed global payment capabilities into their platforms, enabling cross-border payouts, collections, and fiat-to-crypto on/off-ramps with support for local payment methods, stablecoins, and digital assets.

Which countries and currencies does the API support?

TransFi APIs support payments in 100+ countries and 80+ fiat currencies, along with leading stablecoins like USDC, USDT, and DAI. Our coverage extends across Asia, Europe, Africa, LatAm, and North America, with deep local payment method integrations tailored to each market.

What products are available through the TransFi API?

TransFi API enables businesses to embed multiple payment and digital asset solutions, including:

Payouts – Send funds in fiat or stablecoins to individuals or businesses worldwide via 250+ local payment methods.
Collections – Accept payments from customers in 100+ countries with instant settlement in stablecoins or fiat.‍
Ramp – Let your users buy or sell digital assets using local payment methods and bank accounts, with global coverage.

Who can use the TransFi APIs?

TransFi APIs are for businesses needing fast, compliant, and cost-effective cross-border payments or digital asset services such as wallets, PSPs, marketplaces, iGaming, payroll, and trading platforms. Usage requires a simple onboarding with KYB and compliance checks.

Does TransFi offer a hosted payment widget for easier integration?

Yes. TransFi provides a hosted payment widget that can be embedded directly into your platform. This allows your users to complete payments within your interface without redirecting to an external page. The widget is available for both standard Collections and iGaming payment flows. This is ideal for businesses that want a fast, low-code integration path.

Are there prohibited or high-risk countries I should be aware of?

Yes. TransFi maintains lists of both High Risk and Prohibited Countries. Transactions involving prohibited countries cannot be processed. Businesses operating in or serving high-risk jurisdictions may be subject to additional compliance requirements. Always check these lists before building your integration.

Refer to:

What are the KYC document and tier requirements for end users?

TransFi uses a tiered KYC model for individual users, with each level requiring progressively more documentation. KYC is submitted via API and the status is returned via webhooks. Supported document types vary by country and user type (individual vs. business).

Refer to:

Does TransFi support IBAN-based payments?

Yes. TransFi supports an IBAN payment flow, primarily relevant for European collections. This allows businesses to create and manage IBANs, accept deposits, and reconcile incoming funds. The sandbox environment supports simulation of IBAN deposits for testing purposes.

Refer to: IBAN Flow Documentation

How can I fetch live exchange rates via the API?

TransFi provides a Quotes API that allows you to fetch real-time exchange rates between fiat and crypto currencies before creating a transaction. This helps you display accurate rates to your users and lock in conversions.

Refer to: Fetching Exchange Rate

Developer Resources

Resource (Link)

Developer Hub (Home)

https://docs.transfi.com/docs/welcome-to-transfi-developer-hub

Sandbox Dashboard

https://sandbox-api-dashboard.transfi.com

Production Dashboard

https://api-dashboard.transfi.com

Postman API Collection

https://docs.transfi.com/docs/api-collection

API Reference & Endpoints

https://docs.transfi.com/reference

Error Codes

https://docs.transfi.com/docs/error-codes

Webhook Events

https://docs.transfi.com/docs/webhook-events-users

Payment Methods by Country

https://docs.transfi.com/docs/previewing-payment-methods

Supported Countries

https://docs.transfi.com/docs/supported-countries

Supported Fiat Currencies

https://docs.transfi.com/docs/supported-fiat-currencies

Supported Crypto Currencies

https://docs.transfi.com/docs/supported-crypto-currencies

KYC Levels & Documents

https://docs.transfi.com/docs/kyc-levels

Exchange Rates / Quotes API

https://docs.transfi.com/docs/fetching-exchange-rates

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For integration support, reach out to the TransFi team via Slack, Telegram, or WhatsApp. Our engineering team is available 24/7.

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Ready to simplify global payments?

Send, receive, and swap funds worldwide with ease and transparency—across 70+ countries and 40+ currencies.

Start using TransFi

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About Transfi Ramp

Effortless Cross-Border Payment Collections

As the world becomes more interconnected and businesses engage in global trade, the seamless collection of payments from across the globe is increasingly important. Whether you're an eCommerce merchant, a freelancer, or a global enterprise, TransFi’s Collections make collecting payments from customers and partners worldwide not only easy but also secure and efficient. TransFi eliminates unnecessary delays and currency exchange complexities, ensuring your funds are always readily accessible. Our Collections product provides a fully compliant, scalable payment infrastructure with support for over 50 currencies, offering instant settlements in stablecoins or other fiat and digital currencies.

By using TransFi’s Collections, businesses can provide their customers with easy-to-use and familiar local payment options. Our Collections product not only automates business payments but also streamlines global transactions, ensuring the utmost efficiency and reliability for businesses worldwide.

Global Payment Collection, Simplified

Due to differences in regulations, methods of payment, and currency exchange rates, international payments can be difficult to manage. TransFi Collections overcomes these barriers by providing a single platform for companies that allows for multiple methods of payment, such as bank transfers, e-wallets, and stablecoin settlements. This enhances operational efficiency and reduces manual work by allowing businesses to track, manage and reconcile payments through a single dashboard.

TransFi allows businesses to automatically generate and manage invoices, attach supporting documents, and issue reminders to customers to foster effective collections. This proactive approach reduces payment disputes and delays, all while improving cashflow and financial management.

Seamless Payment Collection Experience for Businesses and Customers

TransFi Collections is designed to give businesses an efficient and smooth payment solution with the assurance of a secure and frictionless customer experience. Through our platform, businesses can accept payments in local currencies and convert automatically to stablecoins or fiat, making the hassles of currency exchange a thing of the past. With rapid and trusted settlement, businesses do not have to wait for slow international banking processing times anymore, gaining quicker access to funds. Our APIs can also be incorporated directly within the platforms of businesses, minimizing manual intervention and facilitating payment processing. TransFi Collections also provides real-time insight into transactions using different analytics and reporting tools, empowering businesses with key insights. No matter your requirement, be it managing recurring payments, processing single invoices, or dealing with bulk collections, our solution automates payment workflows to reduce administrative efforts and maximize efficiency. By simplifying the payment processes for both companies and their clients, TransFi Collections optimizes financial operations so that firms can concentrate on development and customer satisfaction without worrying about delays in settlement or complicated integrations.

Benefits of Partnering with TransFi for Cross- Border Payment Collections

Collaborating with TransFi for cross-border payment collections guarantees an efficient and seamless process for companies across the world. With borderless payment collection, companies can receive payments anywhere in the world without having to go through different banking networks or paying high conversion charges. TransFi Collections allows companies to collect money from foreign customers through local payment channels, thus providing greater reach and conversion rates. Real-time settlements remove the delays of traditional banking and allow payments to be made in stablecoins or fiat instantly, providing continuous cash flow. Automated invoice processing streamlines payment processes, saving manual labor and boosting efficiency by creating invoices, adding required documents, and sending timely reminders. Scalable API integration enables businesses to seamlessly integrate TransFi Collections into their current platforms, making global payment collection scalable and efficient. Advanced security and compliance provide the assurance that all transactions are encrypted, secure, and regulated to the highest standards. TransFi Collections is not merely a payment gateway but a full suite of solutions empowering businesses with scalable, compliant, and efficient payment collection services. Whether you collect payments from suppliers, freelancers, or international customers, our platform provides timely, cost-saving, and secure transactions. Step into a digital future of payments with TransFi and feel the force of borderless, seamless collections.

Empower Your Business with TransFi Payment Collections

TransFi Collections is not only a payment gateway but a complete solution that empowers businesses operating across borders with secure, cost-effective, compliant, as well as scalable payment collection tools. From payment collections for goods and services to e-commerce transactions, TransFi Collections provides effortless, secure, and instantaneous settlements.

With TransFi, businesses can experience the future of digital payments and the power of borderless and hassle-free collections. Our user-friendly dashboard facilitates seamless transactions and allows businesses to collect payments against goods and services, experiencing transaction speeds in seconds. Freelancers and influencers can also benefit from real-time transactions, enhancing the efficiency of their global payment collections. Using our secure and scalable stack, e-commerce businesses can achieve 90%+ conversion rates, 99%+ uptime, and low latency, ensuring enterprise-level performance.

Integrate TransFi Collections with your business and experience secure, seamless, and scalable payments that are not only efficient and reliable but also globally compliant.