Best Crypto and Fiat Payment Gateway in the United States – Accept USD and Crypto with Regulated Providers

10 Min

November 25, 2025

The United States is leading the global transition towards a digitised and blockchain powered finance. With an ever growing economy, foreign relations and number of consumers and businesses embracing crypto, the need for secure, compliant and fast-streaming payments systems has never been the same. However, U.S. businesses often find themselves in a dilemma while choosing regulated crypto payment gateways that seamlessly integrate USD processing with upcoming crypto asset payments. That’s exactly where TransFi steps in, the unified crypto and fiat payment gateway in the United States, helping American businesses accept USD and crypto payments with full compliance, speed and reliability in the international markets. Through this article, let’s find out how this is made possible and how your business in America can access these systems with utmost ease and flexibility. 

The leading Hybrid Payment Platform for U.S. Businesses 

TransFi is a regulated global payment infrastructure built to bring together the base of traditional finance and digital assets. It allows businesses across the United States to engage in both USD and cryptocurrency payments facilitating acceptance, processing and conversion in one secure and compliant system. With TransFi Checkout, American merchants can: 

  1. Accept USD-crypto payments from global and niche customers.
  1. Process fiat transactions through secure USD payment channels.
  1. Instantly convert crypto to USD or stablecoins like USDC/USDT as per convenience and requirement. 
  1. Withdraw directly to the U.S. bank accounts. 
  1. Stay compliant with FinCEN and OFAC regulations. 

Whether your business caters to a retail market, provides SaaS services or operates as a fintech startup, TransFi provides a comprehensive payment solution for all your business needs for the modern U.S. economy. 

What Makes TransFi the Right Fit for a Payment Gateway in USA

The American market demands speed, compliance and flexibility and TransFi has been built for catering to that. It’s not just a crypto processor or a fiat gateway - it’s a hybrid payment infrastructure engineered for multicurrency commerce and Web3 innovation all at one place.  

Key benefits of using TransFi for the U.S. Businesses:

  1. Accept USD and Crypto - Offer customers flexible payment options spanning from cards and bank transfers to BTC, ETH, and stablecoins. 
  1. Instant conversions - Automatically convert crypto to USD to avoid volatility and fluctuation risk. 
  1. Regulated and compliant - Fully aligned with FinCEN, OFAC, and AML/KYC standards. 
  1. Global Reach - Accept cross border payments in crypto while accommodating settlements in the U.S. Dollars.  
  1. Easy Integrations - APIs and no-code checkouts for ecommerce, Saas and web3 businesses. 
  1. Transparent pricing - Optimal pricing for faster settlement, competitive fees and no hidden charges.  
  1. Bank Grade Security - Layered encryption, risk monitoring and fraud protection at all stages of payment processing. 

TransFi combines blockchain flexibility and regulatory oversight, it helps U.S. merchants process payments confidently in this evolving digital economy.  

Step by step guide to accepting USD and Crypto Payments with TransFi 

Getting started with TransFi is super fast and really easy, made to cater to all business types from startups to enterprises, TransFi can be set-up through the following steps: 

  1. Sign Up on TransFi
  1. Verify Your Business (KYB) for compliance approval. 
  1. Integrate TransFi Checkout using quick API or no-code plugin resorts. 
  1. Start accepting USD and digital asset payments instantly. 
  1. Now, you can convert or withdraw your funds directly to your U.S. bank account or crypto wallet. 

In the matter of a few minutes, you’re all set to offer a hybrid payment infrastructure to your customers in the most secure and compliant way in the United States. 

Why Hybrid Payment Gateways are the future of the U.S. Commerce

The U.S. payment landscape is shifting towards digital-first, borderless finance. From freelancers and digital agencies to e-commerce giants and SaaS providers, businesses are in a constant need for systems that merge fiat reliability and crypto efficiency. 

Hybrid payment gateways like TransFi just work right to cater to these requirements, they allow U.S. merchants to:

  1. Expand globally with multi-layered acceptance. 
  1. Overcome crypto volatility with instant conversion facilitation.
  1. Reduce transaction costs and settlement times. 
  1. Maintain regulatory compliance and support Web3 adoption. 
  1. Offer modern and smooth payment experiences for the customers. 

TransFi enables businesses to scale borderlessly, maintaining local bank roots and U.S. financial standards. 

Powering the Next Generation of Payments in the United States

As the global payment ecosystem evolves, U.S. businesses are redefining how they accept money and utilise technologies. With TransFi, you can merge traditional USD payments with modern crypto solutions at the ease of fingertips and extended benefits for business and customers like speed, security and payment flexibility. From crypto payment processing to local bank settlements, you are all covered once you sign-up with TransFi. So, what’s the wait about - Sign Up today and start using TransFi Checkout to avail benefits. 

To know more, also read: Best Crypto and Fiat Payment Gateway in Ghana – Best GHS and Crypto Payment Platforms

Frequently asked questions (FAQs)

  1. How does TransFi ensure transaction security for international transactions?
    It uses bank-grade encryption, fraud monitoring, and multi-layer verification to secure all payments flowing in and out of the system maintaining all necessary protocols for both U.S. and international systems. 
  2. How fast are payments and settlements?
    Crypto payments settle instantly, while USD withdrawals are processed within hours.
  1. Does TransFi facilitate direct USD payments?

Yes, TransFi offers USD payment processing, card integration, ACH, and digital transfers. 

  1. Is TransFi suitable for remote workers and freelancers? 

Absolutely, TransFi enables freelancers, SaaS startups, and agencies to accept global crypto and USD payments smoothly. 

      5.How does TransFi handle crypto-to-fiat conversions?
Using TransFi, all crypto transactions can be automatically converted into USD using real-time market rates and on-platform conversions from digital assets and crypto.

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