Accept L3USD payments globally

Keep your B2B users on the platform with the help of TransFi as it connects country's leading L3USD methods directly to stablecoin settlement with complete compliance and real-time conversion rates via a single API. On-ramp any local currency into l3usd. Off-ramp L3USD back to local currency and settle to any bank account globally. Collect l3usd payments from customers from anywhere. Pay out L3USD to wallets and bank accounts worldwide.

From
L3USD
To
USD
1 L3USD = USD
L3USD to USD Chart+0%(1Y)

How L3USD On-ramp & Off-ramp works

Two directions. One platform. TransFi handles both sides of the L3USD conversion, local fiat in, L3USD out and L3USD in, local fiat out with live time rates and immediate settlements on the fastest local payment methods.

You Get
USD
You Pay
L3USD
SummaryShow
You get ~ 1 L3USD for 1 USD

Supported Digital Assets

Every token below is available for on/off-ramp, swap, payout and custody operations.

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Framework for Global Compliance & regulatory for L3USD L3USD transactions

TransFi employs a dual-layered compliance strategy, meeting global standards universally and local obligations specific to (country's name) digital asset regulations.

KYC & KYBCrypto identity verification
Identity and business verification for all L3USD users and clients. Individual KYC includes ID and liveness verification via SumSub, with added risk checks through Sardine and AtData. Business verification covers incorporation documents, UBOs, director checks, and source of funds, while crypto-native businesses undergo Enhanced Due Diligence (EDD).
Crypto wallet screeningL3USD specific
Every L3USD wallet address is screened via Chainalysis, both on deposit (on-ramp) and on withdrawal (off-ramp). This identifies exposure to tainted funds, sanctioned jurisdictions, dark markets, mixers, tumblers, and child abuse-linked wallets. This check does not apply to fiat transactions.it is unique to L3USD and all digital asset flows on TransFi.
AML / Blockchain analyticsL3USD on-chain monitoring
Real-time and retrospective on-chain transaction monitoring via Chainalysis on all L3USD flows. Screens against OFAC, UN, EU, and HM Treasury sanctions lists. Flags suspicious patterns including structuring, rapid layering, and high-risk counterparty exposure. Auto-generates alerts reviewed by the MLRO within 1 business day.
FATF Travel RuleL3USD transfers
All L3USD transfers above $1,000 equivalent must include originator and beneficiary information under EU Regulation 2023/1113 and EBA Travel Rule Guidelines. Information transmitted includes: originator name, distributed ledger address, crypto account number, country, and LEI where available. This applies to all L3USD transfers on Bitcoin, Ethereum, Tron, Solana, and all supported networks.
Transaction monitoringL3USD flows
Both instant monitoring (blocks suspicious L3USD transactions before execution) and retrospective monitoring (reviews flagged L3USD flows within 30 calendar days). MLRO assesses all flagged L3USD transactions within 1 business day. Suspicious Activity Reports (SARs) submitted to FCIS within 3 business hours of identification.
Data protectionL3USD flows
User data related to L3USD transactions is processed under GDPR (EU), PDPA (Asia), DPDP (India), POPIA (Africa), or local equivalent, depending on where the L3USD transaction originates.
FAQS

Frequently Asked Questions

How can businesses accept payments through L3USD?

Businesses can accept payments through L3USD using TransFi's payment infrastructure, which supports crypto collections, fiat settlements, and local payout methods through a single integration.

How does L3USD function within enterprise B2B payment workflows?

L3USD operates as a high-speed cryptographic ledger system that replaces traditional paper or bank-mediated payment instructions. When a business initiates a payment, value is securely transferred and verified over decentralized protocols, bypassing intermediary correspondent clearing banks to reduce total transaction cycle time.

Which underlying blockchain protocol processes L3USD transactions?

L3USD transactions are processed on supported blockchain networks such as Bitcoin, Ethereum, Tron, Solana, and other compatible decentralized ledger infrastructures depending on the selected asset and settlement route.

Can a multinational corporation use L3USD for mass outbound cross-border payouts?

Yes, multinational corporations can use L3USD for large-scale outbound cross-border payouts, enabling faster settlement, lower operational costs, and streamlined treasury management across multiple jurisdictions.

What mechanisms convert L3USD into local sovereign currencies?

L3USD can be converted into local fiat currencies through regulated liquidity providers, digital asset exchanges, OTC desks, and integrated payout partners that support real-time conversion and settlement.

What is the average end-to-end settlement speed for a L3USD transfer?

Settlement speed for L3USD transfers typically ranges from a few seconds to several minutes depending on the blockchain network, transaction load, and payout destination.

Which enterprise wallets and digital asset exchanges are fully compatible with this L3USD service?

The L3USD service is compatible with major enterprise wallets, custodial platforms, and regulated digital asset exchanges that support institutional-grade blockchain transactions and API integrations.

Is L3USD appropriate for multi-tenant digital marketplaces and gig platforms?

L3USD is well-suited for digital marketplaces, gig economy platforms, and multi-tenant ecosystems that require programmable payouts, instant settlements, and global payment accessibility.

How does TransFi guarantee compliance with local anti-money laundering and financial regulations for L3USD?

TransFi applies robust KYC, AML, transaction monitoring, and sanctions screening frameworks to ensure all L3USD transactions comply with local and international financial regulations.

What are the primary integration models for adding L3USD to an existing ERP stack?

L3USD can be integrated into existing ERP and financial systems through APIs, payment gateways, treasury automation tools, and custom enterprise middleware solutions.

Is it possible to accept inbound L3USD transactions but receive final settlement entirely in local fiat currency?

Yes, businesses can accept inbound L3USD payments while receiving final settlement directly in their preferred local fiat currency through automatic conversion and payout mechanisms.

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