Case Study: How an OTC Desk Streamlined B2B Stablecoin Settlement Flows Using TransFi Infrastructure

For over-the-counter (OTC) crypto desks, speed and trust are non-negotiable. When you’re handling high-volume B2B trades—especially across borders—every minute of settlement delay costs money and reputation.

One OTC desk that specialized in large institutional trades across Asia and LATAM was growing fast. But as volume increased, so did the complexity of their stablecoin settlements. Manual processes, inconsistent wallet tracking, and slow confirmations were holding them back.

They needed a better way to manage B2B stablecoin flows—something automated, compliant, and reliable. That’s when they found TransFi.

Here’s how they used TransFi’s infrastructure to automate settlement, reduce friction, and handle more volume without hiring a bigger ops team.

The Problem: Scaling with Friction

The desk was running well—but it was getting hard to keep up.

Each B2B client had different preferences: some wanted USDC, others only accepted USDT; some traded through wallets, others required enterprise bank-style settlement confirmation. The ops team was stuck juggling these variations manually—checking wallets, matching transfer IDs, sending follow-ups, reconciling payments.

It wasn’t sustainable. Errors crept in. Settlement took hours instead of minutes. And the desk couldn’t serve more clients without piling on more staff.

They weren’t looking to build their own payment rails—that would be expensive and slow. What they needed was a crypto-native infrastructure partner who understood how B2B stablecoin flows really work.

The Solution: TransFi Stablecoin APIs and Infrastructure

TransFi gave them exactly that: a way to automate B2B stablecoin settlement through one powerful API.

With TransFi, the desk could:

Automate USDC and USDT payouts to verified business clients
Create unique identifiers for every settlement to match trades with transfers
Offer instant or scheduled payouts depending on the client’s preferences
Get full visibility into when a payment was initiated, settled, or delayed
Support cross-border transactions without needing to manage banking partners

In short, TransFi helped the OTC desk move from manual crypto payments to automated, API-driven settlement flows.

The Integration: Built for Ops Efficiency

Unlike traditional payment tools that require heavy customization, TransFi’s crypto-native API was built to work out of the box. The OTC desk integrated it into their internal trade management system within a few weeks.

They didn’t need to hire blockchain engineers or redesign their whole stack. Once live, every confirmed trade triggered a stablecoin settlement automatically through TransFi—on time, every time.

And for their ops team? It meant no more matching transaction hashes by hand. Everything showed up in a clean dashboard with status updates and full transaction history.

Why Stablecoins Made the Most Sense

The desk had already been settling trades in stablecoins—it’s what clients preferred. But doing it efficiently was the problem.

TransFi made it seamless by offering deep liquidity in both USDC and USDT, across multiple chains. That gave the desk flexibility to meet client needs without delay or conversion friction.

Stablecoins also helped eliminate currency risk in cross-border B2B trades. Clients in different countries could all transact in a digital dollar, settled instantly, with no banking hours or FX fees.

The Outcome: Faster Settlement, Happier Clients, More Growth

Since switching to TransFi, the OTC desk has:

Cut average settlement times from hours to minutes
Reduced manual reconciliation tasks by over 80%
Increased trade volume without adding headcount
Improved trust and retention with high-value institutional clients

What used to be a friction point became a strength. Clients now know they’ll get paid instantly in the stablecoin of their choice, with clear tracking and no delays.

The desk also gained the confidence to expand into new regions, knowing TransFi could support local stablecoin flows—even where traditional banking access was limited.

Also read: Stablecoin Payments in San Marino: Micro-Jurisdictions Adopting Digital Finance Rails

Final Takeaway:

This case shows that OTC desks don’t need to build from scratch to modernize settlement. With TransFi, they can plug into a purpose-built crypto infrastructure layer that understands the realities of high-volume, high-stakes B2B trade.

For any institutional desk moving stablecoins in and out every day, TransFi offers an automated, compliant, and scalable solution—without the operational overhead.

FAQ

1. What is TransFi and how does it help OTC desks?
TransFi provides crypto-native infrastructure that enables OTC desks to automate stablecoin settlements via API—eliminating manual processing and delays.

2. Why use stablecoins like USDC or USDT for B2B payments?
Stablecoins offer fast, dollar-pegged settlement across borders without banking delays or currency risk, making them ideal for institutional crypto trades.

3. Can TransFi support both USDC and USDT across chains?
Yes. TransFi offers liquidity and support for USDC and USDT across major blockchains like Ethereum, Tron, and more.

4. How long does integration with TransFi take?
Most OTC desks can integrate TransFi’s API within a few weeks using standard developer resources—no need for complex blockchain builds.

5. Does TransFi handle compliance and KYC?
Yes. TransFi includes built-in KYC/AML tooling and reporting to help platforms stay compliant while scaling settlement operations globally.

Table of Contents

Suggested Article

Explore our products

Payouts

Make global payments at the speed of a click

Collections

Accept payments, remove borders.

Ramp

Unlock Seamless Digital Currency Transactions Anywhere

Effortless Cross-Border Payment Collections

As the world becomes more interconnected and businesses engage in global trade, the seamless collection of payments from across the globe is increasingly important. Whether you're an eCommerce merchant, a freelancer, or a global enterprise, TransFi’s Collections make collecting payments from customers and partners worldwide not only easy but also secure and efficient. TransFi eliminates unnecessary delays and currency exchange complexities, ensuring your funds are always readily accessible. Our Collections product provides a fully compliant, scalable payment infrastructure with support for over 50 currencies, offering instant settlements in stablecoins or other fiat and digital currencies.

By using TransFi’s Collections, businesses can provide their customers with easy-to-use and familiar local payment options. Our Collections product not only automates business payments but also streamlines global transactions, ensuring the utmost efficiency and reliability for businesses worldwide.

Global Payment Collection, Simplified

Due to differences in regulations, methods of payment, and currency exchange rates, international payments can be difficult to manage. TransFi Collections overcomes these barriers by providing a single platform for companies that allows for multiple methods of payment, such as bank transfers, e-wallets, and stablecoin settlements. This enhances operational efficiency and reduces manual work by allowing businesses to track, manage and reconcile payments through a single dashboard.

TransFi allows businesses to automatically generate and manage invoices, attach supporting documents, and issue reminders to customers to foster effective collections. This proactive approach reduces payment disputes and delays, all while improving cashflow and financial management.

Seamless Payment Collection Experience for Businesses and Customers

TransFi Collections is designed to give businesses an efficient and smooth payment solution with the assurance of a secure and frictionless customer experience. Through our platform, businesses can accept payments in local currencies and convert automatically to stablecoins or fiat, making the hassles of currency exchange a thing of the past. With rapid and trusted settlement, businesses do not have to wait for slow international banking processing times anymore, gaining quicker access to funds. Our APIs can also be incorporated directly within the platforms of businesses, minimizing manual intervention and facilitating payment processing. TransFi Collections also provides real-time insight into transactions using different analytics and reporting tools, empowering businesses with key insights. No matter your requirement, be it managing recurring payments, processing single invoices, or dealing with bulk collections, our solution automates payment workflows to reduce administrative efforts and maximize efficiency. By simplifying the payment processes for both companies and their clients, TransFi Collections optimizes financial operations so that firms can concentrate on development and customer satisfaction without worrying about delays in settlement or complicated integrations.

Benefits of Partnering with TransFi for Cross- Border Payment Collections

Collaborating with TransFi for cross-border payment collections guarantees an efficient and seamless process for companies across the world. With borderless payment collection, companies can receive payments anywhere in the world without having to go through different banking networks or paying high conversion charges. TransFi Collections allows companies to collect money from foreign customers through local payment channels, thus providing greater reach and conversion rates. Real-time settlements remove the delays of traditional banking and allow payments to be made in stablecoins or fiat instantly, providing continuous cash flow. Automated invoice processing streamlines payment processes, saving manual labor and boosting efficiency by creating invoices, adding required documents, and sending timely reminders. Scalable API integration enables businesses to seamlessly integrate TransFi Collections into their current platforms, making global payment collection scalable and efficient. Advanced security and compliance provide the assurance that all transactions are encrypted, secure, and regulated to the highest standards. TransFi Collections is not merely a payment gateway but a full suite of solutions empowering businesses with scalable, compliant, and efficient payment collection services. Whether you collect payments from suppliers, freelancers, or international customers, our platform provides timely, cost-saving, and secure transactions. Step into a digital future of payments with TransFi and feel the force of borderless, seamless collections.

Empower Your Business with TransFi Payment Collections

TransFi Collections is not only a payment gateway but a complete solution that empowers businesses operating across borders with secure, cost-effective, compliant, as well as scalable payment collection tools. From payment collections for goods and services to e-commerce transactions, TransFi Collections provides effortless, secure, and instantaneous settlements.

With TransFi, businesses can experience the future of digital payments and the power of borderless and hassle-free collections. Our user-friendly dashboard facilitates seamless transactions and allows businesses to collect payments against goods and services, experiencing transaction speeds in seconds. Freelancers and influencers can also benefit from real-time transactions, enhancing the efficiency of their global payment collections. Using our secure and scalable stack, e-commerce businesses can achieve 90%+ conversion rates, 99%+ uptime, and low latency, ensuring enterprise-level performance.

Integrate TransFi Collections with your business and experience secure, seamless, and scalable payments that are not only efficient and reliable but also globally compliant.