Using TransFi to Pay Suppliers in Stablecoins: A Logistics Startup’s Story in Indonesia

8 Min

July 17, 2025

In the fast-paced logistics sector of Southeast Asia, traditional business payments—often riddled with delays, fees, and forex headaches—are starting to feel outdated. For one Indonesian logistics startup, the solution wasn’t another bank account or remittance service. It was stablecoins. More specifically, USDC payments to suppliers using TransFi.

This is the story of how a growing logistics company in Indonesia leveraged TransFi's stablecoin payment infrastructure to streamline vendor payouts, save money, and build trust across its supply chain.

The Challenge: High Fees and Delays in B2B Supplier Payments

Indonesia’s logistics sector is booming, but operational friction persists. For this startup managing warehousing and cross-island delivery, paying suppliers—whether fuel vendors, maintenance contractors, or third-party drivers—posed three major issues:

  • Bank delays: Transfers often took 2–5 days to clear, especially across provinces
  • High costs: Cross-border vendor payments incurred up to 6% in fees
  • Currency risk: Volatile rupiah-to-USD exchange rates impacted margins

To stay competitive, the team began exploring stablecoin B2B payments in Indonesia.

The Solution: Stablecoin Payments via TransFi

After evaluating multiple options, the startup chose TransFi to implement USDC-based payments to their supplier network.

Why TransFi?

  • Instant USDC payouts to vendors with local settlement options
  • Developer-friendly APIs for backend automation
  • KYC-compliant onboarding for vendors
  • Support for popular chains like Polygon, reducing gas fees

With TransFi for supply chain payments, the company transitioned from bank wires to crypto payments to Indonesian vendors in just a few days.

How They Did It: A 3-Step Integration

1. Supplier Enablement

Suppliers were invited to onboard through TransFi’s secure KYC process. They could choose to receive USDC or local fiat equivalent.

2. API Integration

The dev team integrated the TransFi payment API, triggering payments automatically after invoice approval. With just a few lines of code, crypto payment flows were live.

3. Payout Automation

Payments were batched and sent via TransFi’s API, allowing the startup to send instant stablecoin transfers to vendors across Indonesia—even those without crypto experience.

Why Stablecoins Work for Logistics in Southeast Asia

The use of USDC and USDT for business payments is rapidly gaining traction in Southeast Asia. Here's why:

  • Faster than SWIFT wires
  • Lower fees than remittance services
  • Dollar stability in volatile economies
  • 24/7 availability for urgent operations
  • Improved transparency and traceability for compliance teams

In Indonesia, where logistics involves dozens of regional players, stablecoins like USDC are proving to be a real-world game changer.

Built for Compliance and Simplicity

Many businesses hesitate to explore crypto due to regulatory concerns. That’s where TransFi shines:

  • Built-in AML/KYC verification
  • Audit trails for all transactions
  • Option to settle in local fiat if suppliers prefer not to hold crypto
  • Regulatory reporting tools for accountants and compliance officers

Whether vendors want direct USDC or prefer conversion to IDR (Indonesian rupiah), TransFi handles the complexity in the background.

What Suppliers Say

“We started getting paid instantly instead of waiting days. I don’t care if it's crypto or not—it just works.”
— Warehouse operator, Jakarta

“As fuel prices fluctuate, faster payments help us avoid cash flow crunches. We now recommend TransFi to other vendors.”
— Fuel supplier, Surabaya

Why Choose TransFi for B2B Stablecoin Payments?

  • Fast onboarding for vendors
  • Local fiat support and seamless USDC/USDT settlement
  • Automated payouts via APIs
  • Regulatory-compliant and secure
  • Supports multiple chains (Polygon, Arbitrum, etc.)

For startups that need to scale operations across borders, stablecoins + TransFi is a powerful combo.

Also read: Stablecoin Payments in Ethiopia: A Lifeline for Remittances and Crypto-Earned Income

Conclusion:

This Indonesian logistics startup didn’t embrace crypto for the hype. It adopted stablecoin payments for practical reasons: speed, efficiency, and cost savings.

With TransFi’s crypto B2B payment solution, they transformed how they work with vendors—earning loyalty, increasing operational speed, and building a more resilient business.

Stablecoins in logistics are no longer experimental—they're essential.

FAQs

1. Can vendors in Indonesia receive stablecoin payments without holding crypto?

Yes. TransFi allows vendors to receive payments in IDR or stablecoins, depending on their preference.

2. Is it legal to pay suppliers in crypto in Indonesia?

Yes, for B2B transactions using approved platforms with proper KYC/AML—like TransFi—it is compliant.

3. How long does it take to integrate TransFi for supplier payments?

Integration can take as little as a few hours using TransFi’s developer-friendly APIs.

4. What stablecoins are supported?

Currently, USDC and USDT on chains like Polygon, Arbitrum, and Ethereum.

5. Do suppliers need crypto wallets?

No. Suppliers can receive local fiat payouts if they don’t want to manage wallets themselves.

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