How a Cross-Border B2B Marketplace Integrated TransFi for Supplier Stablecoin Payouts

For B2B marketplaces operating across borders, paying suppliers quickly and cost-effectively is a constant challenge. Bank delays, currency conversion losses, and limited access to payment infrastructure in emerging markets make it harder to scale smoothly.

One fast-growing B2B marketplace, connecting buyers in North America with manufacturers and suppliers across Asia and Africa, decided to rethink how it handled payments. Instead of relying on traditional bank wires, it switched to stablecoin payouts using TransFi.

The move unlocked faster, cheaper, and more transparent settlements—without requiring suppliers to be crypto experts. Here’s how it worked.

The Problem: Paying Global Suppliers Was Slow and Costly

The marketplace handled orders in USD, but many of its suppliers were based in regions where local banks often delayed payments. Some vendors waited 3–5 business days to receive funds. On top of that, the platform was paying steep FX and transfer fees that ate into their margins and created friction during order fulfillment.

Some suppliers didn’t have easy access to stable bank accounts, and even those who did preferred faster liquidity options to keep operations running smoothly.

The result: a slow-moving, high-cost settlement layer that didn’t match the marketplace’s ambition for scale.

Exploring a New Path: Crypto Payments for Global Trade

Instead of spending months trying to stitch together regional banking integrations, the platform looked into crypto solutions. What they wanted was simple:

A way to send USDC or USDT payouts directly to suppliers
An interface suppliers could use without needing to manage complex wallets
Fast settlement across multiple countries
A compliant and secure system that integrated easily with their backend

That’s when they discovered TransFi.

Why They Chose TransFi

TransFi stood out for a few key reasons:

Instant stablecoin payouts in USDC and USDT
Support for multiple payout corridors including Southeast Asia, India, and Africa
Supplier-facing onboarding with built-in KYC
No need for suppliers to pre-own wallets or crypto knowledge
Simple API that integrated with the platform’s existing payout engine

Most importantly, TransFi removed the need for the marketplace to handle custody or wallet infrastructure directly—reducing both operational risk and regulatory complexity.

Integration in Just a Few Sprints

Setting up TransFi didn’t require a full engineering overhaul.

The platform’s tech team integrated the payout API into their vendor management system in under two sprints. Each time a supplier completed a transaction and requested settlement, the backend would initiate a USDC or USDT payout via TransFi.

Suppliers received a link to onboard with local details—either connecting an existing wallet or using local rails to receive fiat equivalent. The system tracked payout status in real time.

There was no learning curve for suppliers. If anything, they appreciated the faster payments.

Real Impact: What Changed for the Marketplace

Once TransFi was fully live, the benefits became clear:

Payout times dropped from days to minutes
Most suppliers received funds within the hour.
FX and bank transfer fees were eliminated
The marketplace saw a 45% reduction in overall payment costs in the first quarter.
Supplier satisfaction improved significantly
Vendors appreciated faster, more reliable settlements, especially in markets with unstable currencies.
Reconciliation became easier
With real-time status updates and centralized payout tracking, the finance team spent less time chasing confirmations or managing missing transfers.
Global expansion became easier
TransFi allowed the marketplace to onboard new suppliers in previously underserved markets without dealing with local banking partners or compliance hurdles.

How Suppliers Benefited

Many suppliers chose to hold their earnings in USDC or USDT as a hedge against local currency volatility. Others used TransFi’s local payout rails to convert stablecoins to fiat and receive local currency directly in their accounts or wallets.

Either way, they gained faster liquidity, better control, and access to a global settlement standard—without needing to deal with SWIFT, intermediaries, or inconsistent remittance networks.

Looking Ahead

With stablecoin payouts now powering its core settlement infrastructure, the marketplace is exploring new features built on TransFi’s rails:

Incentivizing faster order fulfillment with instant milestone-based payments
Offering vendors access to optional crypto savings accounts
Exploring early pay discounts using programmable USDC payments

By replacing outdated payment systems with borderless stablecoin infrastructure, they’re not just speeding up payouts—they’re creating a stronger, more trusted supplier network around the world.

Also read: Stablecoin Payments in Switzerland: Where Stablecoins Meet Crypto Banks and the Franc

Final Takeaway

Cross-border B2B platforms face a common problem: how to move money quickly and affordably to suppliers in dozens of countries. Traditional systems aren’t built for this scale, but stablecoins are.

With TransFi, this marketplace was able to go global without needing local banking licenses, wallet infrastructure, or crypto expertise. They simply plugged into modern payment rails—and let suppliers choose what worked best for them.

If you’re building or operating a B2B marketplace, it might be time to ask: are your payouts holding you back?

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