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Accept Stellar payments globally

Keep your B2B users on the platform with the help of TransFi as it connects country's leading Stellar methods directly to stablecoin settlement with complete compliance and real-time conversion rates via a single API. On-ramp any local currency into xlm. Off-ramp Stellar back to local currency and settle to any bank account globally. Collect xlm payments from customers from anywhere. Pay out Stellar to wallets and bank accounts worldwide.

From
StellarXLM
To
USD
1 XLM = USD
XLM to USD Chart+0%(1Y)

How Stellar On-ramp & Off-ramp works

Two directions. One platform. TransFi handles both sides of the Stellar conversion, local fiat in, Stellar out and Stellar in, local fiat out with live time rates and immediate settlements on the fastest local payment methods.

You Get
USD
You Pay
StellarXLM
SummaryShow
You get ~ 1 XLM for 1 USD

Mga Suportadong Digital Asset

Bawat token sa ibaba ay magagamit para sa on/off-ramp, swap, payout, at custody na operasyon.

Maghanap

Framework for Global Compliance & regulatory for Stellar XLM transactions

TransFi employs a dual-layered compliance strategy, meeting global standards universally and local obligations specific to (country's name) digital asset regulations.

KYC & KYBCrypto identity verification
Identity and business verification for all Stellar users and clients. Individual KYC includes ID and liveness verification via SumSub, with added risk checks through Sardine and AtData. Business verification covers incorporation documents, UBOs, director checks, and source of funds, while crypto-native businesses undergo Enhanced Due Diligence (EDD).
Crypto wallet screeningStellar specific
Every Stellar wallet address is screened via Chainalysis, both on deposit (on-ramp) and on withdrawal (off-ramp). This identifies exposure to tainted funds, sanctioned jurisdictions, dark markets, mixers, tumblers, and child abuse-linked wallets. This check does not apply to fiat transactions.it is unique to Stellar and all digital asset flows on TransFi.
AML / Blockchain analyticsStellar on-chain monitoring
Real-time and retrospective on-chain transaction monitoring via Chainalysis on all Stellar flows. Screens against OFAC, UN, EU, and HM Treasury sanctions lists. Flags suspicious patterns including structuring, rapid layering, and high-risk counterparty exposure. Auto-generates alerts reviewed by the MLRO within 1 business day.
FATF Travel RuleStellar transfers
All XLM transfers above $1,000 equivalent must include originator and beneficiary information under EU Regulation 2023/1113 and EBA Travel Rule Guidelines. Information transmitted includes: originator name, distributed ledger address, crypto account number, country, and LEI where available. This applies to all Stellar transfers on Bitcoin, Ethereum, Tron, Solana, and all supported networks.
Transaction monitoringStellar flows
Both instant monitoring (blocks suspicious XLM transactions before execution) and retrospective monitoring (reviews flagged XLM flows within 30 calendar days). MLRO assesses all flagged Stellar transactions within 1 business day. Suspicious Activity Reports (SARs) submitted to FCIS within 3 business hours of identification.
Data protectionStellar flows
User data related to Stellar transactions is processed under GDPR (EU), PDPA (Asia), DPDP (India), POPIA (Africa), or local equivalent, depending on where the XLM transaction originates.
FAQ

Mga Madalas Itanong

Paano makakatanggap ang mga negosyo ng payments sa pamamagitan ng Stellar?

Maaaring tumanggap ang mga negosyo ng payments sa pamamagitan ng Stellar gamit ang payment infrastructure ng TransFi, na sumusuporta sa crypto collections, fiat settlements, at local payout methods sa isang integration.

Paano gumagana ang Stellar sa enterprise B2B payment workflows?

Gumagana ang Stellar bilang mataas na bilis na cryptographic ledger system na pumapalit sa tradisyonal na paper-based o bank-mediated na payment instructions. Kapag nagsimula ang isang negosyo ng pagbabayad, ang halaga ay ligtas na inililipat at bini-verify sa decentralized protocols, na nilalampasan ang intermediary correspondent banks upang mapabilis ang kabuuang transaction cycle.

Aling underlying blockchain protocol ang nagpoproseso ng Stellar transactions?

Pinoproseso ang Stellar transactions sa mga suportadong blockchain network tulad ng Bitcoin, Ethereum, Tron, Solana, at iba pang compatible decentralized ledger infrastructures depende sa napiling asset at settlement route.

Maaari bang gamitin ng multinational corporation ang Stellar para sa mass outbound cross-border payouts?

Oo, maaaring gamitin ng multinational corporations ang Stellar para sa malakihang outbound cross-border payouts, na nagbibigay ng mas mabilis na settlement, mas mababang operational costs, at streamlined treasury management sa maraming jurisdictions.

Anong mga mekanismo ang nagko-convert ng Stellar sa local sovereign currencies?

Maaaring i-convert ang Stellar sa local fiat currencies sa pamamagitan ng regulated liquidity providers, digital asset exchanges, OTC desks, at integrated payout partners na sumusuporta sa real-time conversion at settlement.

Ano ang average end-to-end settlement speed para sa isang Stellar transfer?

Karaniwang mula ilang segundo hanggang ilang minuto ang settlement speed para sa Stellar transfers, depende sa blockchain network, transaction load, at payout destination.

Aling enterprise wallets at digital asset exchanges ang fully compatible sa Stellar service na ito?

Compatible ang Stellar service sa major enterprise wallets, custodial platforms, at regulated digital asset exchanges na sumusuporta sa institutional-grade blockchain transactions at API integrations.

Angkop ba ang Stellar para sa multi-tenant digital marketplaces at gig platforms?

Angkop ang Stellar para sa digital marketplaces, gig economy platforms, at multi-tenant ecosystems na nangangailangan ng programmable payouts, instant settlements, at global payment accessibility.

Paano ginagarantiyahan ng TransFi ang compliance sa local anti-money laundering at financial regulations para sa Stellar?

Nag-a-apply ang TransFi ng matibay na KYC, AML, transaction monitoring, at sanctions screening frameworks upang matiyak na compliant ang lahat ng Stellar transactions sa local at international financial regulations.

Ano ang mga pangunahing integration model para magdagdag ng Stellar sa existing ERP stack?

Maaaring i-integrate ang Stellar sa existing ERP at financial systems sa pamamagitan ng APIs, payment gateways, treasury automation tools, at custom enterprise middleware solutions.

Posible bang tumanggap ng inbound Stellar transactions pero matanggap ang final settlement nang buo sa local fiat currency?

Oo, maaaring tumanggap ang mga negosyo ng inbound Stellar payments habang tumatanggap ng final settlement nang direkta sa kanilang preferred local fiat currency sa pamamagitan ng automatic conversion at payout mechanisms.

Handa nang gawing simple ang global payments?

Magpadala, tumanggap, at mag-swap ng pondo sa buong mundo nang madali at transparent - sa 70+ bansa at 40+ currency.

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